Introduction
Welcome to Phi Beta Sigma Federal Credit Union, your trusted partner in financial well-being since 1986. Located at 145 Kennedy St NW, Washington, DC 20011, we are dedicated to serving our community with personalized banking solutions tailored just for you. With a strong foundation built on trust and reliability, we proudly serve over 1,300 members and manage total assets of $852,088. Our commitment to your financial health is evident in our total deposits of $288,216 and a solid net worth of $114,322. While members can visit us at our branch address, official correspondence should be sent to the same location: 145 Kennedy St. N.W, Washington, DC 20011-5260. Under the leadership of our CEO, Jasper James, and Board President, Eric Gilliam, we strive to create meaningful relationships with each member. At Phi Beta Sigma FCU, we understand that every dollar counts. That's why we offer competitive rates on loans currently totaling 42 loans and leases to help you achieve your dreams. Whether you're looking for a new vehicle or planning for future needs, our team is here to assist you every step of the way. We invite you to explore all that we have to offer! For any questions or assistance, please don't hesitate to call us at 202-726-2285. Visit our website at pbsfcu.org to learn more about our services or stop by during our lobby hours from 5:30 PM to 7:30 PM Monday through Thursday. Your financial journey starts here with Phi Beta Sigma Federal Credit Union! Branch History & Mission
Welcome to the Phi Beta Sigma Federal Credit Union, a community-focused institution that has been serving the Washington, DC area since its establishment in 1986. Located at 145 Kennedy St NW, Washington, DC 20011, our branch is more than just a financial institution; it's a testament to commitment and growth within our vibrant community. From our humble beginnings with just a handful of members, we have grown into a thriving credit union with over 1,300 members and total assets amounting to $852,088. Our journey reflects our dedication to providing quality financial services tailored to meet the needs of our members. Each milestone we've achieved has been driven by our mission: to empower our members through accessible financial products and services while fostering a sense of community. At Phi Beta Sigma, we believe in making banking easier and more inclusive for everyone. Our focus extends beyond just transactions; we are committed to supporting local initiatives and partnerships that strengthen the fabric of our neighborhood. By actively participating in community outreach programs, we strive to uplift those around us and provide resources that help individuals and families thrive. Our mission is simple yet profound: We aim to provide exceptional financial services while enhancing the lives of our members and contributing positively to the communities we serve. Whether you're looking for assistance with loans or want to explore savings options, we are here for you every step of the way. While members can visit us at 145 Kennedy St NW, official correspondence should be sent to 145 Kennedy St. N.W., Washington, DC 20011-5260 if needed. We invite you to explore our operating hours from 5:30 PM to 7:30 PM on Monday through Thursday when our dedicated team is ready to assist you. In addition to traditional banking services, we also offer online banking options for your convenience. Our goal is to provide a member-friendly experience that prioritizes your needs. Although we currently do not have ATM or drive-thru services available, we are continuously working towards enhancing accessibility and ensuring that all members feel welcome. Join us at Phi Beta Sigma Federal Credit Union and discover how membership can enrich your financial journey. Together, let's build a brighter future for ourselves and our community! For any inquiries or assistance, please don't hesitate to contact us at 202-726-2285. We look forward to welcoming you into our family!
Branch Location & Accessibility
Welcome to Phi Beta Sigma Federal Credit Union, conveniently located at 145 Kennedy St NW in the vibrant city of Washington, DC. Nestled in the heart of the District of Columbia, our branch is easy to find and accessible for all your banking needs. Whether you're a long-time member or considering joining us, we aim to provide a welcoming environment where you can feel right at home. While members can visit us at 145 Kennedy St NW, official correspondence should be sent to our mailing address at 145 Kennedy St. N. W, Washington, DC 20011-5260. This ensures that your important documents reach us without delay. Our branch is not only strategically placed near popular local landmarks but also offers easy parking options to make your visit as smooth as possible. We're proud to be ADA compliant, ensuring that everyone has access to our services with features like ramps and designated parking spaces. At Phi Beta Sigma Federal Credit Union, we understand that convenience matters. Our operating hours are designed with your busy schedule in mind. We're open from 5:30 PM to 7:30 PM on Monday through Thursday, giving you ample time after work or during your day off to stop by and discuss your financial goals. Please note that while we currently do not have an ATM on-site or drive-thru banking services, our friendly team is always ready to assist you inside the branch. We're dedicated to providing personalized service tailored to meet your needs. Feel free to give us a call at 202-726-2285 if you have any questions or would like more information about our services. We look forward to welcoming you soon!
Member Eligibility
Becoming a member of Phi Beta Sigma is like joining a warm, welcoming family that truly cares about your financial well-being. At our branch located at 145 Kennedy St Nw Washington Dc 20011, we believe that everyone deserves access to financial services that are tailored to their needs. Membership is open to individuals who share our values and meet certain criteria, which you can learn more about by visiting our detailed eligibility page. Whether you're looking for competitive loan rates or personalized banking solutions, you'll find it here. Joining us is easy! Simply reach out to us at (202) 726-2285 to get started on your membership journey. We're excited to help you take this important step toward financial empowerment and support you in achieving your goals. Don't hesitate check out the eligibility details today and see how you can become part of the Phi Beta Sigma community!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine having a reliable partner for your everyday transactions. Our merchant services make it easy to accept payments from your customers, whether they prefer cash, credit, or digital payments. This means more convenience for your customers and more sales for your business. By simplifying payment processing, we help you focus on what matters most growing your business. Visit us at 145 Kennedy St Nw Washington Dc 20011 in Washington, DC or call us at (202) 726-2285 to learn how we can help take your business to new heights!
Comprehensive List Of Services
Accessibility and Support
Located at 145 Kennedy St Nw Washington Dc 20011, our branch is here to serve you during our lobby hours from 5:30 PM to 7:30 PM, Monday through Thursday. If you have questions or need assistance, don't hesitate to reach out at (202) 726-2285. Our friendly team is ready to help guide you through any financial decisions you may face.
Banking Made Easy
We understand that managing your finances should be simple and convenient. That's why at Phi Beta Sigma, we provide essential services designed with you in mind. For those who need access to their funds on the go, we offer ATM Services Only. This means you can quickly withdraw cash or check your balance without any hassle. While we currently focus on ATM services, our commitment to expanding our offerings ensures that you'll have more options in the future.
Digital Convenience
In today's fast-paced world, we recognize the importance of having digital banking options. At Phi Beta Sigma Federal Credit Union, we offer online banking that allows you to manage your accounts anytime and anywhere with ease. You can check balances, transfer money, and keep track of your spending all from the comfort of your home or on the go.
Join Us Today
Becoming a member of Phi Beta Sigma means more than just accessing financial services; it means joining a community that cares about your success. We invite you to explore what we offer and see how we can help you with your financial journey. Whether you're looking for basic ATM access or planning for future banking needs, we're here for you every step of the way. Ready to take charge of your finances? Contact us today at (202) 726-2285 or visit us at 145 Kennedy St Nw Washington Dc 20011! We look forward to serving you at Phi Beta Sigma Federal Credit Union!
Digital & Online Banking
At Phi Beta Sigma, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make your financial life easier and more secure. With our 24/7 online banking services available, you can manage your accounts anytime, anywhere. Whether it's checking your balance, transferring funds, or reviewing your transactions, everything is just a click away. Plus, our person-to-person transfer feature allows you to send money easily to friends or family without any hassle. Staying organized is simple with e-statements available for our members. You can opt for electronic statements and enjoy the benefits of going paperless while keeping track of your finances efficiently. This feature not only helps you save time but also contributes to a greener planet. We prioritize your security, so while we currently do not offer mobile payments or a dedicated mobile application, you can still trust that your information is protected when using our online services. Our website is designed with user-friendly features that provide peace of mind as you navigate through your banking needs. Although electronic signature authorization isn't available at this time, we are committed to making your experience smooth and straightforward. With our focus on accessibility and ease-of-use, managing your finances has never been more straightforward. Join us at Phi Beta Sigma and discover how our digital banking tools empower you to take charge of your financial journey today!
Financial Strength
Growing Trust
The trust placed in us by our community is evident with a total of 1,304 share and deposit accounts. This growing member base reflects the confidence people have in Phi Beta Sigma to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Phi Beta Sigma is your trusted partner. Visit us at 145 Kennedy St Nw Washington Dc 20011 or call (202) 726-2285 to learn more about how we can help you achieve your financial goals.
Member-Focused Savings
Members' savings are secured through $124,653 in share certificates, offering stable and rewarding financial growth opportunities. While we focus on our members first, it's important to note that we have $0 in non-member deposits. This means our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is highlighted by our $563, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvesting for Better Services
With $137,880 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is reflected in our $2 in used auto loans and $530,899 in total loans and leases, supporting your financial goals across various sectors.
Strong Financial Health
With a net worth of $114,322, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,955 in used vehicle loans and $114,344 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or getting behind the wheel of a reliable used car, we have options that fit your budget.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0. This is an excellent choice for those looking to invest in their future through home ownership.
Other Loan Products
In addition to these popular offerings, we provide total credit lines of $5,000, ensuring that you have access to additional funds when needed. Our comprehensive range of loan products aims to support both individual needs and larger financial projects. For those considering refinancing or checking eligibility options, feel free to reach out. We can guide you through our process and help determine which solutions might best fit your circumstances. We invite you to come by our branch located at 145 Kennedy St Nw Washington Dc 20011 or give us a call at (202) 726-2285 to learn more about how our loan products can assist you today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans. Although we currently have $0 in loans helping members manage their finances effectively, our credit card services provide added convenience for everyday purchases and emergencies.
Loan Aggregator
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Ensuring Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the loan offers presented are both fair and transparent. Each lender listed has been verified, allowing users to trust the information they see.
