Personal Loans in Philadelphia, PA

Looking for the best online loans with instant approval in Philadelphia? Compare personal loan offers tailored to your needs and get quick access to funds without the hassle. Whether it’s for debt consolidation or unexpected expenses, find flexible options that fit your budget.

Philadelphia residents deserve loan choices that are fast, clear, and trustworthy. Start comparing personalized loan rates today and take control of your finances with confidence—right here in your city. Getting the money you need has never been easier or more local.

Filters

Lender
APR
Term
Amount
Link
Info
freedomcu
3.99 - 17.99 %
0.5 - 6 Yrs
$30,000
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
trumarkonline
6.25 - 18 %
0.2 - 5 Yrs
10,000 - $25,000
eriefcu
6.49 - 9.49 %
0.1 - 5 Yrs
$15,000
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
firstcomcu
7.99 - 12.5 %
0.2 - 5 Yrs
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Freedom has a personal loan with an APR of 3.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. Trumark Financial has a First credit loan with an APR of 6.25% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured–installment signature loans have a 10.49% APR, also unchanged during these periods.

Erie's an Ez personal loan with a fixed APR of 6.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The loan is unsecured and does not have a specified term. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

First Commonwealth has a personal line of credit with a variable APR of 12.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their unsecured personal loans have a fixed APR of 9.99% , also unchanged across these time frames. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
AMERICAN HERITAGE FEDERAL CREDIT UNION
2620 W HUNTING PARK AVE PHILADELPHIA PA 19129
ATM
P2P
E-Statements
E-Signature
Assets: $4,841,386,801
Deposits: $550,829,177
Net Worth: $408,402,198
Employees: 679
Members: 315,518
AMERICAN HERITAGE FEDERAL CREDIT UNION
2800 FOX STREET PHILADELPHIA PA 19129
ATM
P2P
E-Statements
E-Signature
Assets: $4,841,386,801
Deposits: $550,829,177
Net Worth: $408,402,198
Employees: 679
Members: 315,518
PHILADELPHIA FEDERAL CREDIT UNION
4300 RIDGE AVE PHILADELPHIA PA 19129
ATM
P2P
E-Statements
E-Signature
Assets: $1,706,878,783
Deposits: $140,278,519
Net Worth: $235,940,838
Employees: 278
Members: 120,196

🏘️ All the Lenders Available in Philadelphia County, PA

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