Top Checking Accounts & Business Loans | American Heritage Philadelphia PA Credit Union

Introduction

Welcome to American Heritage, your trusted financial partner located at 2620 W Hunting Park Ave, Philadelphia, PA 19129. Since our establishment in 1948, we have proudly served our community, cultivating a membership of over 315,518 individuals who rely on us for their financial needs. With total assets exceeding $4.84 billion, we are dedicated to providing a range of services designed to help you achieve your financial goals. At American Heritage, we understand that banking is not just about numbers; it's about relationships. Our team, led by CEO Bruce Foulke and Board President Gary Weyhmuller, is committed to ensuring that each member receives personalized service and support. Whether you're interested in auto loans, mortgages, or simple savings accounts, we have the tools and expertise to guide you every step of the way. Our branch's financial strength is evident with total deposits of $550.83 million and a net worth of $408.40 million. We also manage a diverse portfolio with over 176,000 loans and leases issued, reflecting our commitment to supporting our members' dreams whether it's buying a car or investing in a new home. While members can visit us at our Hunting Park location for all their banking needs, official correspondence should be sent to our mailing address at 2620 West Hunting Park Avenue, Philadelphia, PA 19129. Our friendly staff is here to assist you during business hours from Monday to Friday, 8:00 AM to 5:00 PM and Saturday from 9:00 AM to 3:00 PM. We invite you to explore how American Heritage can make a difference in your financial journey. Feel free to reach out by calling us at 215-223-6879 or visit our website at www.americanheritagecu.org for more information on membership benefits and services tailored just for you!

Branch History & Mission

At American Heritage, we pride ourselves on our rich legacy of service and community support that dates back to 1948. Located at 2620 W Hunting Park Ave, Philadelphia, PA 19129, our branch has been a cornerstone in the lives of many, helping individuals and families achieve their financial goals. Over the years, we've welcomed over 315,518 members into our growing family, providing them with a range of services designed to meet their diverse needs. Our journey began with a simple mission: to offer affordable financial services while fostering a strong sense of community. As we evolved, we have remained steadfast in our commitment to this mission. Today, American Heritage boasts total assets of $4,841,386,801, reflecting our growth and stability within the financial landscape. We have seen significant milestones along the way each one driven by our dedication to enhancing the lives of our members. American Heritage is not just about numbers; it's about people. Our mission extends beyond financial products; we strive to make a meaningful impact in Philadelphia and surrounding areas through various outreach initiatives. Whether it's supporting local schools or participating in community events, we believe that by investing in our community, we enrich both lives and neighborhoods. While members can visit us at 2620 W Hunting Park Ave, official correspondence should be sent to 2620 West Hunting Park Avenue, Philadelphia, PA 19129 if needed. We are open Monday through Friday from 8:00 am to 5:00 pm, and Saturday from 9:00 am to 3:00 pm for your convenience. Plus, with ATM availability for easy access to cash, you can manage your finances when it suits you best. We understand that banking needs are changing rapidly with technology advancements. That's why American Heritage offers robust online and mobile banking services including online loan applications and person-to-person payment options. This ensures that our members have the tools they need right at their fingertips making banking as easy as possible. As part of our commitment to ADA compliance and customer-centered initiatives, we continue to make improvements that cater to all members of our community. Our drive-thru banking service may not be available at this location, but we invite you to experience our welcoming lobby where our dedicated team is ready to assist you. Join us at American Heritage and discover how we can help you reach your financial aspirations while making a positive impact on our shared community. Visit us today or explore more about membership benefits at our website. Together, let's create a brighter financial future!

Branch Location & Accessibility

Getting Here

Whether you're driving or taking public transportation, reaching us is a breeze. We offer ample parking space right outside our doors, making it easy for you to stop by. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably.

Operating Hours

We understand that life can get busy! That's why our lobby hours are tailored to fit your schedule. You can visit us Monday through Friday from 8:00 AM to 5:00 PM and on Saturday from 9:00 AM to 3:00 PM. If you have any questions or need assistance, feel free to call us at 215-223-6879 we're always happy to help!

Services Offered

At American Heritage, we provide a wide range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have what you need. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it.

Visit Us Today!

While official correspondence should be sent to our mailing address at 2620 West Hunting Park Avenue, Philadelphia, PA 19129, we encourage you to come in and experience our friendly service firsthand. Our team is eager to assist you with all your banking needs. Stop by today your financial future starts here!

Member Eligibility

Joining the American Heritage family is like becoming part of a warm, welcoming community where your financial well-being is our priority. To become a member, you simply need to meet a few friendly eligibility criteria, which primarily include being a resident of our local area or having a connection to one of our partner organizations. We believe in keeping things simple, so if you're interested in learning more about the specific requirements, feel free to visit us at http://www.americanheritagecu.org/member-services/membership-benefits. Opening an account with us is straightforward and stress-free! Whether you're looking for personal banking options or loans, we have something for everyone. To get started on your membership journey or to find out more about account opening details, just give us a call at (215) 223-6879 or check out our account opening page at http://www.americanheritagecu.org/apply-for-a-loan. We're excited to help you take the first step toward better financial health right here at American Heritage, located at 2620 W Hunting Park Ave Philadelphia Pa 19129!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to accept payments anytime, anywhere. Our merchant services allow you to do just that, making transactions easy for both you and your customers. From credit card processing to online payment solutions, we provide the tools you need to keep your business running smoothly. Located at 2620 W Hunting Park Ave Philadelphia Pa 19129 in Philadelphia, PA, we're here to help you navigate your financial needs with personalized service. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Accessing cash is straightforward at American Heritage. With our convenient ATM services, you can make withdrawals or check balances quickly and securely. Plus, our basic ATM access ensures that even when you're on the go, managing your money remains hassle-free.

Business Solutions

For entrepreneurs and small business owners, we offer comprehensive business banking services. From merchant services that simplify payment processing to tailored business loans, we are here to support your growth every step of the way.

Credit Cards with Rewards

Don't forget about our exciting credit cards with rewards! Use them for everyday purchases and earn points towards travel, cash back, or other benefits. It's a great way to make the most out of your spending while enjoying additional perks.

Digital Convenience

In today's fast-paced world, convenience matters more than ever. That's why we prioritize digital features like mobile payments and easy-to-use online platforms. You can conduct transactions from the comfort of your home or on the move with just a few taps on your smartphone. If you're ready to explore how these services can benefit you, stop by our branch or visit us online at https://www.americanheritagecu.org/. Join our community of satisfied members who trust us for their financial needs every day!

Loans Made Easy

Need a new car? Our auto loans and vehicle financing solutions can get you behind the wheel without the stress. Picture driving off in your dream vehicle with manageable payments that fit within your budget. We also provide mortgage loans and refinancing options if you're ready to purchase a home or lower your current mortgage rate. For those looking to consolidate debt or finance personal projects, our personal loans come with flexible terms designed just for you.

Personal Banking

When it comes to personal banking, we offer an array of options that can help you manage your finances effectively. Our checking and savings accounts are tailored for convenience and accessibility, making it easy for you to save for your goals or handle daily transactions. Imagine having instant access to your funds through our online and mobile banking services check balances, transfer money, or pay bills anytime, anywhere.

Digital & Online Banking

Key Features

Our 24/7 online banking services mean that your accounts are always at your fingertips. You can check balances, pay bills, and transfer funds without needing to visit a branch. Plus, our person-to-person transfer feature makes it easy to send money to friends or family instantly, whether they're near or far. For those who prefer mobile banking, we offer an intuitive mobile application that lets you handle transactions on the go. And if you're into the latest tech trends, our mobile payments feature allows you to make purchases quickly and securely right from your smartphone.

Security and Ease of Use

Your security is our priority. We utilize advanced encryption technology to keep your information safe while you bank online. Additionally, our electronic signature authorization simplifies document handling no more printing or mailing forms. Just sign digitally and get back to what matters most. You can also opt for e-statements, which not only help you stay organized but also reduce paper waste. Accessing your financial statements online has never been easier! With all these features combined, managing your money has never been simpler. Whether you're checking on your savings or making a quick payment, American Heritage ensures that everything is just a click away. Join us today and discover how easy banking can be!

Financial Strength

At American Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to reassure you that your finances are in good hands. With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $50,634 in used auto loans and a total of $3,657,218,934 in loans and leases available. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $13,997,062. Total Share and Deposit Accounts: 600,583, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, American Heritage is your trusted partner. Visit us at 2620 W Hunting Park Ave Philadelphia PA 19129 or call 215-223-6879 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $861,785,420 in used vehicle loans and $209,627,180 in new vehicle loans already helping members get on the road. We offer flexible financing options for both new and used vehicles to ensure you drive away with confidence.

Credit Lines

For those who prefer ongoing access to funds, our credit lines amounting to $1,293,949,532 can help cover unexpected expenses or larger purchases. You only pay interest on what you use making it a convenient choice for many.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, make buying or refinancing simple. We provide personalized assistance to help you navigate the process and find the best solution for your situation.

Refinancing Options

If you're considering refinancing existing loans or want to check your eligibility for any of our products, we encourage you to reach out. Our team is ready to assist you with understanding your options and ensuring you get the best rates available. For more details on our offerings or to explore how we can assist you further, feel free to contact us at 215-223-6879 or visit us at 2620 W Hunting Park Ave, Philadelphia PA 19129. Our dedicated staff is here to guide you through every step of your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $126,036,862 in loans helping members manage their finances effectively. This product is perfect for those looking to consolidate debt or make everyday purchases without the burden of high interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident knowing they are comparing real options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make informed choices without feeling pressured by marketing tactics. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly see how different offers stack up against each other. This feature helps in making informed decisions without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the tool's effectiveness in helping consumers secure better rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers are fair and transparent. Each lender's information is carefully vetted, allowing users to trust that they are viewing legitimate offers.

AMERICAN HERITAGE FEDERAL CREDIT UNION - Philadelphia, PA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Philadelphia, PA (19129)

Introduction

Branch History & Mission

Branch Location & Accessibility

Getting Here

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Business Solutions

Credit Cards with Rewards

Digital Convenience

Loans Made Easy

Personal Banking

Digital & Online Banking

Key Features

Security and Ease of Use

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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