Personal Loans in Philadelphia, PA

Looking for the best personal loan in Philadelphia, PA? Compare offers from trusted local lenders who understand your needs and provide fast approvals with flexible terms that fit your budget.

Whether you’re covering unexpected bills or planning a special project, finding the right loan in Philadelphia is easier when you can compare rates side by side. Start exploring your options today and take control of your finances with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
diamondcu
9.79 - 9.99 %
belco
9.99 %
1 - 5 Yrs
fecca
9.99 - 10.99 %
fmfcu
9.99 - 11.65 %
0.1 - 6 Yrs
9,999 - $50,000
cafcu
9.99 - 13.99 %
citadelbanking
9.99 - 17.99 %
3 - 7 Yrs
$20,000
clearviewfcu
10.49 - 15.44 %
3 - 7 Yrs
peoplefirst
10.49 - 18 %
5 Yrs
heritagefcu
10.75 %
$50,000
psfcu
11.49 %
3 - 5 Yrs
$10,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Diamond's personal loans with an APR of 9.79% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Express cash loans have a fixed APR of 9.99% , also unchanged during these periods. Belco Community Credit Union has a Personal/signature loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 10.99% , also unchanged during these time frames.

Franklin Mint has a personal loan rate of 9.99% APR today, unchanged from 7, 30, 60, and 90 days ago. Their overdraft and personal line of credit rate is 11.65% APR, also unchanged over the past 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Citadel's Personal loan has an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 12.24% , with no change from 7, 30, or 60 days ago.

Clearview's Signature personal loan has an APR of 10.49% , which has stayed the same over the past 7 and 30 days. The Powerline line of credit has a fixed APR of 14.99% , with no change in the last 7, 30, 60, or 90 days. People First's personal line of credit rate is 13.5% APR today, unchanged from 7 and 30 days ago. The unsecured fixed–rate loan has a 10.49% APR now, which is up from 10.24% seven, 30, and 60 days ago. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
PENN FEDERAL CREDIT UNION
829 SPRUCE ST PHILADELPHIA PA 19107
P2P
E-Statements
Assets: $56,196,501
Deposits: $1,705,589
Net Worth: $13,015,769
Employees: 12
Members: 6,637
POLICE & FIRE FEDERAL CREDIT UNION
901 ARCH ST PHILADELPHIA PA 19107
ATM
P2P
E-Statements
E-Signature
Assets: $9,288,570,758
Deposits: $3,053,761,827
Net Worth: $1,577,581,329
Employees: 842
Members: 451,692
PHILADELPHIA FEDERAL CREDIT UNION
1108 CHESTNUT ST PHILADELPHIA PA 19107
ATM
P2P
E-Statements
E-Signature
Assets: $1,706,878,783
Deposits: $140,278,519
Net Worth: $235,940,838
Employees: 278
Members: 120,196

🏘️ All the Lenders Available in Philadelphia County, PA

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