Police & Fire Credit Union Philadelphia PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Police & Fire, your trusted financial partner since 1938, located at 901 Arch St, Philadelphia, PA 19107. With a rich history of serving our community, we take pride in fostering relationships built on trust and reliability. Our commitment to providing exceptional financial services is reflected in our strong membership base of over 451,692 individuals who rely on us for their banking needs. At Police & Fire, we understand that every member's financial journey is unique. That's why we offer a wide range of personalized services tailored to meet your specific needs. From checking and savings accounts to auto loans and mortgages, our dedicated team is here to assist you every step of the way. We currently manage an impressive $9,288,570,758 in total assets, ensuring that your finances are in capable hands. While members can visit us at our main office, official correspondence should be sent to 901 Arch St, Philadelphia, PA 19107-2404. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at (215) 931-0300 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 4:00 PM. Under the leadership of CEO James Duke and Board President Anthony La Rosa, we are continuously striving to improve our services and enhance member satisfaction. With a workforce of 842 employees, we are dedicated to ensuring that each interaction you have with us is positive and fulfilling. Join us as we continue making a difference in the lives of our members and the communities we serve. Explore our offerings further by visiting our website at pffcu.org. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Connection

Our branch's history is intertwined with the fabric of Philadelphia itself. As we look back on our milestones, we recognize how vital it is to maintain strong ties within the neighborhoods we serve. Our partnerships with local organizations enhance our ability to give back effectively and meaningfully. As part of our commitment to accessibility, we also ensure ADA compliance across all services. We strive to create an inclusive environment where everyone can benefit from quality financial resources.

Join Us

The future is bright at Police & Fire, where every member counts! If you're looking for a credit union that prioritizes your needs while making a positive impact on the community, look no further. Visit us at 901 Arch St or contact us at 215-931-0300 during our operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 4:00 PM. Together, let's build a stronger tomorrow! Discover the difference today by becoming part of the Police & Fire family!

Our Journey

From humble beginnings, Police & Fire was founded to provide essential financial services to those who protect and serve our communities. Over the years, we have expanded our offerings beyond just basic banking. Today, we provide a range of services including personal and business banking solutions, auto loans, mortgage financing, and credit card options with rewards that cater to diverse financial needs. Our branch is conveniently located at 901 Arch St, Philadelphia, PA 19107, a site easily accessible for members and visitors alike. While our physical address serves as a hub for face-to-face interactions, we understand the importance of convenience in today's digital world. That's why we offer comprehensive online and mobile banking services. Whether you need to check your balance or transfer funds on the go, we've got you covered with user-friendly digital tools.

Our Mission

At Police & Fire, our mission is clear: We aim to empower individuals and families through exceptional financial services while fostering community well-being. We believe that when our members thrive financially, so does our community. This commitment drives us to actively engage in outreach initiatives that support local organizations and charitable causes. We pride ourselves on being more than just a financial institution; we're a partner in your journey toward financial wellness. We focus on providing personalized service tailored to your unique circumstances whether you're saving for a home or planning for retirement.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before your visit, don't hesitate to reach out! You can give us a call at 215-931-0300. We're excited to help you achieve your financial goals! While members can visit us at 901 Arch St, official correspondence should be sent to the same address. Come see how we can support your financial journey today!

Operating Hours

Our friendly team is ready to assist you during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 4:00 PM. Whether you need help with personal banking, auto loans, or credit card services, we're here for you!

Member Eligibility

At Police & Fire, we're excited to welcome you into our community! Becoming a member is straightforward and open to those who meet our friendly eligibility criteria. If you live, work, or worship in the Philadelphia area, or are affiliated with local law enforcement or fire services, you're likely eligible for membership. We believe in supporting our members with personalized financial services that cater to your unique needs. To learn more about our eligibility requirements, you can visit this link. Opening an account at Police & Fire is easy! Just give us a call at (215) 931-0300, and our friendly staff will guide you through the process. We're here to help you take the first step towards enjoying all the benefits of being part of our credit union family, located right at 901 Arch St Philadelphia Pa 19107. Join us today and discover how we can support your financial journey!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running a busy café and needing a quick way for customers to pay our merchant services make transactions smooth and simple. With options like mobile payments and online banking, managing your cash flow has never been easier. You can focus on what really matters: serving your customers and growing your business. Visit us at 901 Arch St Philadelphia Pa 19107, Philadelphia, PA, or give us a call at (215) 931-0300 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking Solutions

For our members who run businesses, we offer tailored Business Banking solutions including essential Merchant Services and various types of Business Loans. Our team understands the unique challenges small businesses face and is here to provide guidance and support.

Call Us Today!

At Police & Fire, we believe in putting our members first by offering comprehensive services designed for your financial well-being. Whether you're visiting us in person at our branch in Philadelphia, PA, or exploring our digital services online at Main Office, we're here to help. If you have any questions or need assistance, don't hesitate to call us at (215) 931-0300 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 4:00 PM. Let's work together towards achieving your financial goals!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your financial health has never been easier. Need cash? Our ATM services ensure that you have access to your funds when you need them most, whether it's for a quick withdrawal or checking your balance.

Personal Banking Services

Navigating personal finances can be challenging, but with our Personal Banking options, you'll find the support you need. We offer a variety of Checking & Savings Accounts designed to fit different lifestyles. Need a little extra cash? Our Auto Loans & Vehicle Financing make it simple to get behind the wheel without breaking the bank. For those larger purchases or renovations, consider our Mortgage Loans & Refinancing options that can help you secure your dream home. If you're looking to consolidate debt or simply need some extra funds for unexpected expenses, our Personal Loans & Debt Consolidation services are here to help ease your financial worries. And don't forget about our Credit Cards with Rewards, which not only provide purchasing power but also allow you to earn rewards on every dollar spent.

Digital & Online Banking

Key Features

Our online banking service operates 24/7, giving you the freedom to check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you can rely on us for real-time account management. Plus, with our electronic signature authorization feature, signing documents is quick and straightforward no more waiting for paperwork in the mail! If you prefer to go paperless, e-statements are available to keep your financial records organized and easily accessible. You'll receive monthly statements directly in your inbox, reducing clutter while ensuring you stay informed about your account activity.

Mobile Banking Made Easy

Our mobile application enhances your banking experience even further. With it, you can make mobile payments effortlessly simply tap and pay right from your phone! Whether you're grabbing coffee or shopping for groceries, this feature makes transactions hassle-free. And if you need to send money to friends or family? Our person-to-person transfer option allows you to send cash quickly without needing cash on hand. It's just another way we prioritize making your banking experience as simple and efficient as possible. In today's fast-paced world, having access to reliable digital banking tools is essential. At Police & Fire, we are committed to providing services that not only meet but exceed your expectations for convenience and security. Experience the ease of online banking with us today!

Financial Strength

A Dedicated Team

We are proud to have 809 full-time employees and 33 part-time employees who are always ready to serve you with knowledge and commitment. Our team works hard to ensure you receive the best possible experience at every interaction.

Commitment to Member Services

Our commitment to quality service is also reflected in our financial performance. With $1,567,776,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $62,704 in used auto loans and a total of $6,045,611,073 in loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Membership

Our strength is also evident in the growing trust from our community. We currently have 1,384,543 total share accounts, showcasing a strong member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Police & Fire is your trusted partner. Visit us at 901 Arch St Philadelphia Pa 19107 or call (215) 931-0300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Secure Savings Options

Members' savings are secured through $635,712,523 in share certificates and $4,522,513,924 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests over traditional banking practices; that's why we focus our resources on benefiting you directly.

Strong Financial Health

With a net worth of $1,577,581,329, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,697, which demonstrates that we are well-capitalized. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,065,303,826 in used vehicle loans and $654,488,604 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our financing options will help you drive away with confidence.

Credit Lines

If you're looking for more flexibility in your borrowing options, our credit lines totaling $2,463,739,739 are designed to provide just that. You can access funds as needed and pay interest only on what you use, making it a smart choice for managing cash flow or covering unexpected costs. At Police & Fire, we're dedicated to serving our community with transparent and straightforward loan offerings. If you're interested in refinancing existing loans or want to know more about eligibility options, feel free to reach out to us at (215) 931-0300. Our team is ready to assist you! For performance insights and financial data related to our services, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 901 Arch St Philadelphia Pa 19107, Philadelphia, PA, where we look forward to helping you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,082,615,806, make buying or refinancing simple. We provide flexible terms and expert guidance throughout the process, ensuring that you find the best solution for your home financing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $291,884,842 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying peace of mind knowing you have financial support when you need it most.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By focusing on verified lenders, LendMesh helps maintain a high standard of accuracy in loan comparisons.

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