Personal Loans in Rochester, NY

Looking for unsecured loans in Rochester, NY? Compare personalized offers from local lenders who understand your needs. Whether it’s for debt relief or unexpected expenses, find flexible plans that fit your budget and lifestyle.

Rochester’s community-focused lenders provide quick approvals and competitive rates to help you move forward with confidence. Explore your options today and secure the support you deserve right here in your hometown.

Filters

Lender
APR
Term
Amount
Link
Info
dcu
11.99 %
5 Yrs
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
americafirst
12.49 - 16.49 %
1 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Usalliance's personal loans with terms ranging from 0 to 24 months at an APR of 12.24% and from 73 to 84 months at 14.99% . Unchanged compared to 7 or 30 days ago. The Mylife ready cash loan has a fixed APR of 27.5% , which is also steady over the past month. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Rochester, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
RELIANT COMMUNITY FEDERAL CREDIT UNION
625 TITUS AVE ROCHESTER NY 14617
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $689,753,689
Deposits: $61,859,197
Net Worth: $64,498,807
Employees: 173
Members: 46,967
ESL FEDERAL CREDIT UNION
2256 HUDSON AVE ROCHESTER NY 14617
ATM
Drive-Thru
P2P
E-Statements
Assets: $9,589,555,760
Deposits: $26,736,310
Net Worth: $1,581,486,953
Employees: 932
Members: 450,642
THE SUMMIT FEDERAL CREDIT UNION
2121 HUDSON AVE ROCHESTER NY 14617
ATM
Drive-Thru
P2P
E-Statements
Assets: $1,352,881,336
Deposits: $73,606,513
Net Worth: $144,591,455
Employees: 253
Members: 95,042

🏘️ All the Lenders Available in Monroe County, NY

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