Reliant Community Credit Union Rochester NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Reliant Community, your trusted partner in financial well-being located at 625 Titus Ave, Rochester, NY 14617. Since our establishment in 1970, we have been dedicated to serving our community with a range of financial services designed to meet your needs. With a total membership of 46,967 and assets amounting to an impressive $689,753,689, we pride ourselves on being a reliable source for personal and business banking. At Reliant Community, we understand that every member has unique financial goals. That's why we offer a variety of products, including auto loans, mortgage loans, and credit cards with rewards. Our commitment to you extends beyond just transactions; we aim to build lasting relationships grounded in trust and support. Our leadership team is here to guide you every step of the way. Under the direction of CEO Pamela Heald and Board President Jane Slack, our dedicated staff of 173 employees is ready to assist you. We ensure your experience with us is positive and fulfilling by providing excellent customer service and innovative solutions tailored to your financial journey. While members can visit us at our branch location, official correspondence should be sent to the same address: 625 Titus Ave, Rochester, NY 14617-3918. Feel free to reach out via phone at 800-724-9282 or explore our services online at reliantcu.com. Join us today and discover how Reliant Community can help you achieve your financial dreams! Whether you're looking to save for the future or need assistance managing current expenses, we are here for you. Visit us or give us a call we look forward to welcoming you into our community!

Branch History & Mission

Commitment to Community

At Reliant Community, our mission goes beyond banking. We are dedicated to fostering a vibrant community through partnerships and outreach efforts. We believe that when our community thrives, we all thrive. This commitment is reflected in our various initiatives aimed at supporting local organizations and events that make Rochester a better place for everyone. In today's digital age, we have embraced technology to enhance the member experience. Our online and mobile banking services provide convenient access to accounts anytime, anywhere. Whether you want to check your balance or transfer funds on the go, we've made it simple and secure. Plus, with features like electronic signatures and e-statements, managing your finances has never been easier.

Join Us

As we look ahead to the future, we invite you to be part of the Reliant Community family. With drive-thru banking available for your convenience and ATM access nearby, we're here when you need us most. If you're looking for personalized financial services backed by a team that genuinely cares about your success, consider joining us today. For more information or to open an account online, visit us at Reliant Community. Together, let's build a brighter financial future!

Our Journey

Over the years, Reliant Community has evolved significantly while staying true to our core values of service, integrity, and community support. From humble beginnings, we have expanded our range of services to meet the diverse needs of our members. We offer everything from personal checking accounts and auto loans to mortgage refinancing and business banking solutions. Our mission is not just about providing financial products; it's about empowering our members to achieve their goals. Our location at 625 Titus Ave is conveniently situated near local landmarks, making it easy for our members to visit us. While you can reach us at this address for all your banking needs, any official correspondence should be sent to our mailing address: 625 Titus Ave, Rochester, NY 14617-3918.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. Plus, there's ample parking available, making it convenient for you to stop by anytime.

Get in Touch!

For any inquiries or further assistance, feel free to reach out at 800-724-9282. We invite you to come visit us at Reliant Community and see how we can help with your banking needs! If you prefer official correspondence or have any mail-related concerns, please remember that our mailing address is also 625 Titus Ave, Rochester, NY 14617-3918. Join our community today and experience banking made simple!

Nearby Landmarks

When visiting us, you'll find that we're close to several local landmarks which make us easy to spot. Whether you're popping in after a trip to the nearby park or while running errands around town, we're here when you need us.

Operating Hours & Services

Our doors are open for you Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. We're closed on Sundays. Whether you're looking to open a checking account, apply for a loan, or just have some questions about your finances, our team is ready to assist you during these hours. You can also take advantage of our drive-thru service for quick transactions without leaving your vehicle. And if you're in need of cash or want to check your balance outside of regular hours, we offer ATM availability right on-site.

Member Eligibility

At Reliant Community, we believe that everyone deserves a chance to be part of a caring community that supports your financial journey. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in our area. We invite you to check out the eligibility details on our website for the most current information: . Joining us not only grants you access to a wide range of services tailored just for you, but it also means you're joining a family dedicated to helping each other succeed. Opening an account at Reliant Community is straightforward! You can start the process online by visiting https://www.reliantcu.com/apply-online/ , or if you prefer a more personal touch, feel free to give us a call at (800) 724-9282. Our friendly team is here to guide you every step of the way. Your journey toward better financial health begins right here at 625 Titus Ave, Rochester, NY 14617.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments seamlessly while managing your finances all in one place. Our merchant services offer just that, making it easy for you to process transactions and keep track of your sales. From card payments to online invoicing, these tools can help streamline your operations and enhance customer satisfaction. Visit us at 625 Titus Ave Rochester Ny 14617 in Rochester, NY or call us at (800) 724-9282 to learn more about how our Business Banking & Commercial Services can help your business thrive!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $251 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $23,586,820, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We know how valuable your time is. That's why our branch offers easy access to cash through our ATM services and basic drive-thru banking options for quick deposits, withdrawals, and other simple transactions. You can even perform shared branch transactions if you're a member of partner credit unions, making us a convenient stop for all your banking needs. At Reliant Community, we pride ourselves on putting members first with services that reflect their needs and lifestyles. For more information about any of these offerings or assistance with opening an account, don't hesitate to reach out! Call us at (800) 724-9282 or visit us online at https://www.reliantcu.com/ . We look forward to helping you achieve your financial goals!

Business Banking

If you own a business, you'll find that we offer robust solutions tailored specifically for entrepreneurs. From merchant services to facilitate transactions seamlessly to business loans that help fund your next big project, we're here to support your growth every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Reliant Community, we have invested in comprehensive online and mobile banking platforms. Access your accounts anytime and anywhere with features like mobile payments, person-to-person transfers, and electronic statements all designed to keep your finances at your fingertips.

Personal Banking

When it comes to personal banking, we offer a variety of accounts that suit different lifestyles. Our checking and savings accounts are designed with you in mind, whether you're saving for a vacation or managing day-to-day expenses. If you're in the market for a new vehicle, our auto loans and vehicle financing options make purchasing a car easier than ever. Imagine driving off the lot without the stress of complicated financing our competitive rates help turn that dream into reality. For those planning to buy a home or refinance an existing mortgage, our mortgage loans provide flexible terms and support throughout the process. We also understand that life can throw unexpected challenges your way, so our personal loans and debt consolidation options can help ease financial burdens when you need it most. Plus, with our credit cards with rewards, every purchase earns you points towards future benefits.

Digital & Online Banking

Access Anytime, Anywhere

Whether you're at home or out running errands, managing your account is just a few taps away. Our mobile application not only allows for quick payments but also offers real-time account management features so you always know where you stand financially. In today's fast-paced world, having reliable digital banking tools is essential. At Reliant Community, we're committed to providing our members with accessible, user-friendly options that make banking simpler and safer. Experience the convenience of modern banking with us today!

Convenient Online Banking

With our 24/7 online banking services, you can check balances, pay bills, and transfer funds from the comfort of your home or on the go. Simply visit us at https://www.reliantcu.com/ to get started. Our user-friendly interface makes navigation a breeze, ensuring that even those new to online banking can find everything they need quickly.

E-Statements and Mobile Features

Say goodbye to paper clutter with our e-statements! You can access your financial statements online whenever you need them. If you're always on the move, you'll love our mobile application. It allows for mobile payments, letting you make purchases directly from your phone with ease. Plus, sending money to friends and family is simple with our person-to-person transfer feature.

Secure Transactions

Your security is our top priority. We utilize advanced encryption technologies to keep your personal information safe. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. You can complete transactions without the hassle of printing or scanning saving you time while keeping your data protected.

Financial Strength

Commitment to Innovation

With $61,368,266 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,148 in used auto loans and $470,354,271 in total loans and leases, we're ready to support your financial goals across various sectors.

Growing Membership Base

With total share accounts reaching 111,923, we showcase a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) stand at $23,968,239, reinforcing our commitment to maintaining a healthy financial ecosystem for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Reliant Community is your trusted partner. Visit us at 625 Titus Ave Rochester Ny 14617 or call (800) 724-9282 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Members’ Savings Are Our Priority

Members' savings are secured through $122,443,782 in share certificates and $166,227,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 8 part-time employees who are always prepared to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $64,498,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're considering refinancing or exploring eligibility options for any of our loan products, our experienced team is here to guide you through the process. We aim to make financing as accessible and straightforward as possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. No matter what you're looking for in a loan product, Reliant Community is ready to help you succeed financially. Visit us today or check out our website at Reliant Community for more details!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $89,476,994 in used vehicle loans and $26,272,493 in new vehicle loans already helping members get on the road, we provide financing options that fit your budget and lifestyle. Whether you're interested in a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $23,586,820 provide the capital needed to grow and expand your business operations. We understand how important it is to have access to funds when opportunities arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $52,876,580. Whether you're looking to purchase your first home or refinance an existing mortgage for better terms, we're committed to finding the right solution for you.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $42,393,279 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees just straightforward support for your purchasing needs.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are fair and transparent, allowing users to make informed choices about their financing options.

RELIANT COMMUNITY FEDERAL CREDIT UNION