Personal Loans in Herkimer, NY

Looking for cash loans today in Herkimer, NY? Compare personal loan offers from trusted local lenders to find fast, flexible financing that fits your needs and budget.

Whether it’s an emergency or a big expense, finding the right loan shouldn’t be stressful. Explore competitive rates and terms tailored for Herkimer residents, so you can borrow with confidence and ease.

Filters

Lender
APR
Term
Amount
Link
Info
dcu
11.99 %
5 Yrs
∞
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. Usalliance's personal loans with terms from 0 to 24 months at an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. For longer terms of 73 to 84 months, the APR is 14.99% , also unchanged during those periods. The Mylife ready cash loan has a fixed APR of 27.5% , with no change in the last 7, 30, or 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago.

🏦 All Local Lenders in Herkimer, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST SOURCE FEDERAL CREDIT UNION
510 W STATE ST HERKIMER NY 13350
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,820,676
Deposits: $52,972,537
Net Worth: $100,478,065
Employees: 244
Members: 62,132
AMERICU CREDIT UNION
326 E STATE ST HERKIMER NY 13350
ATM
P2P
E-Statements
E-Signature
Assets: $2,693,858,739
Deposits: $60,545,589
Net Worth: $262,375,424
Employees: 434
Members: 167,171

🏘️ All the Lenders Available in Herkimer County, NY

✅GPO CREDIT UNION
✅REMINGTON FEDERAL CREDIT UNION
✅FIRST SOURCE FEDERAL CREDIT UNION
✅AMERICU CREDIT UNION

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