AMERICU CREDIT UNION - Herkimer, NY

Welcome to Americu, your trusted financial partner located at 326 E State St, Herkimer, NY 13350. Since opening our doors in 1978, we've dedicated ourselves to serving our community and supporting our members' financial journeys. With a robust membership of 167,171 individuals and assets totaling an impressive $2,693,858,739, we pride ourselves on being a cornerstone in the Herkimer area. At Americu, we understand that each member has unique needs. That's why we offer a wide range of services from personal banking like checking and savings accounts to various loan options including auto loans and mortgages. Our commitment to you is reflected not only in our comprehensive offerings but also in our strong financial health; we maintain total deposits of $60,545,589 and a net worth of $262,375,424. Our leadership team, led by CEO Ronald Belle and Board President Nicholas Fabrizio, is devoted to ensuring your experience with us is exceptional. With a team of 434 dedicated employees ready to assist you, we strive to foster trust and reliability in every interaction. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 326 E State St, Herkimer, NY 13350. Experience the difference with Americu where your financial goals meet personalized service. Call us today at 315-866-0618 or explore more on our website at americu.org to learn how we can help you thrive financially!

Welcome to the Americu branch located at 326 E State St in beautiful Herkimer, NY! We are proud to serve our community with a friendly atmosphere and convenient banking solutions. Situated near local landmarks, our branch is easy to find and accessible for everyone. At Americu, we understand that convenience matters. Our branch features ample parking and is designed with accessibility in mind, ensuring that all members can visit us comfortably. We are committed to providing a welcoming environment for everyone in the community. While you're here, you can take advantage of our ATM services available on-site, making cash withdrawals and balance checks quick and easy. Although we don't offer drive-thru banking at this location, our friendly staff is always ready to assist you inside. Our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. Whether you need help with personal banking services like checking and savings accounts or looking into auto loans, mortgage loans, or credit cards with rewards, we're here for you! For any official correspondence, please note that while members can visit us at 326 E State St, all mailing should be directed to the same address. If you have questions or need assistance, feel free to give us a call at 315-866-0618. We invite you to stop by our Americu branch in Herkimer today! Your financial well-being is our priority, and we look forward to serving you soon.

At Americu, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to individuals who live, work, worship, or attend school in our local area. We also extend membership to family members of current members, making it even more inclusive. Joining us means you gain access to a range of financial services tailored to your needs, from checking accounts and auto loans to credit cards with rewards that truly benefit you. If you're ready to take the next step, we invite you to visit us at 326 E State St Herkimer Ny 13350 or call us at (315) 866-0618 for any questions you might have. You can find more detailed eligibility criteria by checking out our website at https://www.americu.org/annual-membership-meeting/ . Opening an account is simple just head over to https://loans.americu.org/products/portal to get started on your journey with us!

At Americu, we understand that running a business is no small feat. Whether you're a new startup or an established enterprise, having the right financial partner can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $484 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $229,853,269, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services tailored to your needs. Imagine running your business without worrying about payment processing. Our services allow you to accept payments easily and securely, making transactions smooth for both you and your customers. Visit us at 326 E State St Herkimer Ny 13350 in Herkimer, NY, or call us at (315) 866-0618 to discover how we can help your business thrive today!

At Americu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, ensuring that your trust is well-placed. With a net worth of $262,375,424, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $974 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $846,671,206 in share certificates and $240,839,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,856,348, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $262,375,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is clear there are $13,012 in used auto loans and $2,308,266,045 in total loans and leases available to help you achieve what you need. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $7,405,801. Total Share and Deposit Accounts: 334,070, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americu is your trusted partner. Visit us at 326 E State St Herkimer Ny 13350 or call (315) 866-0618 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.