Personal Loans in Herkimer, NY 13350

Looking for cash loans today in Herkimer, NY? Compare personal loan offers from trusted local lenders to find fast, flexible financing that fits your needs and budget.

Whether it’s an emergency or a big expense, finding the right loan shouldn’t be stressful. Explore competitive rates and terms tailored for Herkimer residents, so you can borrow with confidence and ease.

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APR

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4.64 - 8.49 %

∞

5.24 - 10.99 %

2.1 - 15 Yrs

∞

5.75 - 17.99 %

1 - 5 Yrs

2,000 - $50,000

∞

6 - 14 %

15 Yrs

1,000 - $25,000

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 11.25 %

0.1 - 5 Yrs

∞

7.49 - 12.99 %

$25,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.95 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan rate is steady at 4.5% with no change over the past 30 days. Empower's Personal loan has a minimum APR of 5.24% today, unchanged from it was 7 days ago. This rate is lower than the 6.49% APR from 30 and 60 days ago. Americu's Holiday loan has an APR of 5.75% , which is unchanged from 7, 30, and 60 days ago. The Personal line of credit carries a 10.75% APR, also steady over the same periods.

Greylock's several personal loan with stable rates. The unsecured personal loan up to $25, 000 has an APR of 7.75% , unchanged from 7, 30, 60, and 90 days ago. For smaller amounts, the personal loan up to $2, 500 has a 9.99% APR, which has also stayed the same over the past 90 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 7, 30, and 90 days. Their Homeowner debt consolidation loan is at 7.49% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago.

Cfcu Community has a personal loan with an APR of 6.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Mid–Hudson Valley's personal loans and debt consolidation loans with an APR of 7.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a 12.99% APR, also unchanged during these periods. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Herkimer, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
FIRST SOURCE FEDERAL CREDIT UNION	510 W STATE ST HERKIMER NY 13350	⏰ (M-W 9:00am - 4:00pm), (Th-F 9:00am - 5:00pm), (S 9:00am - 12:00pm) 📞 3158662940 📠 3157351552	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $1,063,820,676 Deposits: $52,972,537 Net Worth: $100,478,065 Employees: 244 Members: 62,132
AMERICU CREDIT UNION	326 E STATE ST HERKIMER NY 13350	⏰ Mon-Tue 9:00am to 4:00pm Wed-Thu 9:00am to 5:00pm Fri 9:00am to 6:00pm 📞 3158660618 📠 3153392069	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $2,693,858,739 Deposits: $60,545,589 Net Worth: $262,375,424 Employees: 434 Members: 167,171

🏘️ All the Lenders Available in Herkimer County, NY

✅GPO CREDIT UNION

✅REMINGTON FEDERAL CREDIT UNION

✅FIRST SOURCE FEDERAL CREDIT UNION

✅AMERICU CREDIT UNION

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