Personal Loans in Valley Stream, NY

Looking for a bank loan in Valley Stream, NY? Compare offers from trusted local lenders to find the best rates and terms that fit your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, start your journey with loan options tailored to you.

Valley Stream residents enjoy quick approvals and friendly support from nearby banks and credit unions. Take a moment to explore your personal loan choices and secure financing that works for your budget and goals—right here in your community.

Filters

Lender
APR
Term
Amount
Link
Info
hvcu
9.99 - 13.49 %
1.1 - 5 Yrs
$50,000
∞
cafcu
9.99 - 13.99 %
∞
seacomm
10 %
5 Yrs
∞
heritagefcu
10.75 %
$50,000
∞
northcountry
10.94 - 12.99 %
6 Yrs
∞
psfcu
11.49 %
3 - 5 Yrs
$10,000
∞
visionsfcu
11.5 - 12 %
5 - 10 Yrs
∞
centra
11.6 - 19.1 %
3.6 - 5.5 Yrs
∞
sunmark
11.74 - 14.49 %
1 - 5 Yrs
$25,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Hudson Valley's Readi–cash unsecured line of credit has a 13.49% APR today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Signature personal loan rates range from 9.99% for terms up to 12 months to 11.74% for 37 to 60 months, with no changes in the past 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Sea Comm's Secure rates personal loans have an APR of 9.24% , which is unchanged from 7, 30, and 90 days ago. Their Signature loans carry a 10% APR, also steady compared to the past 7, 30, 60, and 90 days. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago. North Country's Signature loans have a 10.94% APR today. The Share draft line of credit has a 12.99% APR, unchanged from 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term. Visions's an Any purpose signature loan with an APR of 11.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Readi–reserve loan has a current APR of 11.5% , up from 11.25% seven and 30 days ago, and higher than 11% ninety days ago. Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

Sunmark's Personal loan has an APR of 11.74% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 14.49% , also unchanged during those time frames. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Valley Stream, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
TRANSIT FEDERAL CREDIT UNION
20 N CENTRAL AVE FL 3 VALLEY STREAM NY 11580
E-Statements
Assets: $16,696,833
Deposits: $744,505
Net Worth: $1,827,197
Employees: 5
Members: 3,073
JOVIA FINANCIAL FEDERAL CREDIT UNION
264 E MERRICK RD VALLEY STREAM NY 11580
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,596,442,069
Deposits: $166,806,604
Net Worth: $413,027,695
Employees: 519
Members: 238,274

🏘️ All the Lenders Available in Nassau County, NY

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅BETHPAGE CREDIT UNION
✅MUNICIPAL CREDIT UNION
✅JOVIA FINANCIAL FEDERAL CREDIT UNION
✅PORT WASHINGTON FEDERAL CREDIT UNION
✅LOCAL 804 FEDERAL CREDIT UNION
✅GREAT NECK SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅NASSAU FINANCIAL FEDERAL CREDIT UNION
✅NEW YORK UNIVERSITY FEDERAL CREDIT UNION
✅N C P D FEDERAL CREDIT UNION
✅TOWN OF HEMPSTEAD EMPLOYEES FEDERAL CREDIT UNION
✅FIRST FRONTIER FEDERAL CREDIT UNION
✅LONG BEACH TEACHERS FEDERAL CREDIT UNION
✅SELF RELIANCE NY FEDERAL CREDIT UNION
✅TEACHERS 8116 CREDIT UNION
✅OCEAN FINANCIAL FEDERAL CREDIT UNION
✅TRANSIT FEDERAL CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅THE HEART CENTER FEDERAL CREDIT UNION
✅LUFTHANSA EMP CREDIT UNION
✅PEOPLES ALLIANCE CREDIT UNION
✅ISLAND FEDERAL CREDIT UNION
✅CONSUMERS 16951 CREDIT UNION

Compare other loan types in Valley Stream, NY

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