At Jovia Financial, we prioritize accessibility and convenience. Our branch is equipped with features that ensure everyone can easily navigate our space. With ADA-compliant ramps and ample parking available, visiting us is hassle-free. If you prefer banking on the go, you'll be pleased to know we offer drive-thru services for quick transactions without leaving your car.
We understand that life can get busy! That's why our operating hours are designed to accommodate your schedule. We're open Monday and Friday from 9:00 AM to 7:00 PM, Tuesday through Thursday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. This way, you can find a time that works best for you to come in or reach out via phone at 516-561-7723.
Jovia Financial offers a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our ATM is readily available for those who need quick cash or balance checks. If you're a member of another credit union, take advantage of our shared service center options for deposits and withdrawals. While members can visit us at 264 E Merrick Rd Valley Stream Ny 11580, official correspondence should be sent to our mailing address at 264 E Merrick Rd, Valley Stream, NY 11580-6034. We invite you to stop by Jovia Financial today! Our friendly team is eager to assist you with any questions or services you may need. Experience the difference of community-focused banking right here in Valley Stream!
Imagine running your daily operations without worrying about payment processing. Our merchant services provide just that efficient solutions that streamline transactions for you and your customers. From credit card processing to online payment systems, we help businesses manage cash flow effectively, allowing you to focus on what matters most growing your business. Located at 264 E Merrick Rd Valley Stream Ny 11580 in Valley Stream, NY, we're here to partner with you every step of the way. Reach out at (516) 561-7723 or visit us online at http://www.jovia.org to learn more about how we can support your business goals!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $27 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $465,116,282, we continue to drive economic growth by financing new and expanding businesses.
Need cash on the go? Utilize our ATM & Cash Withdrawal Services, available at multiple locations for easy access whenever you need it.
Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services ensure you get competitive rates and flexible terms. Picture yourself cruising down the road in your new vehicle, financed through Jovia Financial. We provide personalized assistance throughout the loan process, making it easier for you to drive away with the keys in hand.
For our business members, we offer tailored solutions including Merchant Services & Business Loans. Whether you're starting a new venture or looking to grow an existing one, we provide financial tools designed specifically for businesses.
In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to access your accounts anytime, anywhere. From checking balances to transferring funds or paying bills with just a few taps on your smartphone banking has never been easier!
Make every purchase count with our Credit Cards with Rewards program. Earn points on everyday spending that can be redeemed for travel, merchandise, or cash back! It's an excellent way to enjoy benefits while managing your finances smartly.
Our branch also features Basic Drive-Thru Banking, perfect for quick deposits and withdrawals without leaving your vehicle. Plus, if you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions for deposits and withdrawals at various locations. At Jovia Financial in Valley Stream, NY, we're here to support you every step of the way with these comprehensive services designed for today's financial landscape. Ready to explore how we can help? Give us a call at 516-561-7723 or visit us online at jovia.org today!
If you're ready to buy a home or refinance your existing mortgage, our Mortgage Loans & Refinancing options can help you navigate the process smoothly. With our knowledgeable team by your side, we simplify what can often feel like a daunting experience. Imagine settling into your new home sooner than expected!
We understand that managing personal finances can be overwhelming. That's why we offer Personal Banking options like checking and savings accounts that are designed with you in mind. Imagine easily accessing your funds or setting up automatic transfers to save for that dream vacation! Our goal is to make banking straightforward and convenient.
Life sometimes throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. Whether you're looking to consolidate debt or fund a major purchase, we offer solutions that fit your budget and timeline.
With total share accounts at 423,928, we have a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending stand at $27,137,851, showing our commitment to empowering you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jovia Financial is your trusted partner. Visit us at 264 E Merrick Rd Valley Stream Ny 11580 or call (516) 561-7723 to learn more about how we can help you achieve your financial goals.
Our $8,378,613 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 480 full-time employees and 39 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $413,027,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
With $388,397,307 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $24,150 in used auto loans and $3,664,143,051 in total loans and leases.
Members' savings are secured through $1,741,781,637 in share certificates and $344,312,846 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,364,176, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,616,620 in used vehicle loans and $154,446,486 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles. Plus, if you're considering refinancing your existing auto loan, we have options available to help lower your monthly payments.
For business owners, our outstanding commercial loans totaling $465,116,282 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; that's why our team is here to help you find financing solutions that align with your goals. At Jovia Financial, we pride ourselves on being accessible and supportive. If you're interested in learning more about our loan products or if you have questions about eligibility or refinancing options, please don't hesitate to reach out. You can contact us at 516-561-7723 during our operating hours: Monday and Friday from 9:00 AM to 7:00 PM; Tuesday through Thursday from 9:00 AM to 5:00 PM; and Saturday from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!
Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $1,018,601,136, we can guide you through the process of securing your dream home. Our mortgage specialists are ready to assist you in understanding eligibility requirements and finding the best solution for your situation.
We also offer flexible terms on unsecured credit card loans, with a total of $144,338,616 in loans helping members manage their finances effectively. Our credit cards come with various rewards programs that can benefit your everyday spending while keeping your financial health in check.
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust the comparisons made on the platform. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results that serve your best interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly see which options are available at any given moment, making it easier to find the right fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the tool is. Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. By collaborating only with reputable lenders, LendMesh guarantees that the information presented is accurate and trustworthy.