Personal Loans in New York, NY

Looking for a cash loan in New York, NY? Compare offers from trusted local lenders to find affordable rates and flexible terms that fit your needs, whether it’s for everyday expenses or unexpected bills.

Our easy comparison tool helps you connect with banks and credit unions right here in New York. Get fast approvals and personalized support to make borrowing simple and stress-free.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
empowerfcu
5.24 - 10.99 %
2.1 - 15 Yrs
∞
greylock
6 - 14 %
15 Yrs
1,000 - $25,000
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
mycfcu
6.99 - 11.25 %
0.1 - 5 Yrs
∞
mhvfcu
7.49 - 12.99 %
$25,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
unfcu
7.95 %
∞
jovia
7.99 - 9.99 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Baxter has a personal loan with an APR of 7.49% , which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , remaining the same over the past 90 days. Empower's Personal loan has a minimum APR of 5.24% today, unchanged from it was 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago, when the APR was 6.49% . Greylock's several personal loan with stable rates. The unsecured personal loan up to $25, 000 has an APR of 7.75% , unchanged from 7, 30, 60, and 90 days ago. For smaller amounts, the personal loan up to $2, 500 has a 9.99% APR, which has also stayed the same over the past 90 days.

Pentagon's personal loans have an APR of 6.09% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. Their Homeowner debt consolidation loan has an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit rate is 15.24% , steady across the last 7 and 30 days.

Cfcu Community has a personal loan with an APR of 6.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Mid–Hudson Valley's personal loans and debt consolidation loans with an APR of 7.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has an APR of 12.99% , also unchanged during these periods. Nasa's Cashline line of credit has an APR of 11.74% today, which is up from 11.49% seven and 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR now, unchanged from seven and 30 days ago but higher than 7.69% sixty days ago and 7.44% ninety days ago.

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Jovia Financial's personal loans have a fixed APR of 7.99% . The home improvement loan rate is 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in New York, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
ACTORS FEDERAL CREDIT UNION
165 W 46TH ST NEW YORK NY 10036
P2P
E-Statements
E-Signature
Assets: $312,136,840
Deposits: $11,568,327
Net Worth: $28,763,785
Employees: 52
Members: 28,350
ACTORS FEDERAL CREDIT UNION
165 W 46TH ST NEW YORK NY 10036
P2P
E-Statements
E-Signature
Assets: $312,136,840
Deposits: $11,568,327
Net Worth: $28,763,785
Employees: 52
Members: 28,350
FOX FEDERAL CREDIT UNION
1211 AVENUE OF THE AMERICAS FL 18 NEW YORK NY 10036
P2P
E-Statements
Assets: $43,369,544
Deposits: $97,798
Net Worth: $3,753,968
Employees: 9
Members: 3,163

🏘️ All the Lenders Available in New York County, NY

✅PENN SOUTH COOPERATIVE FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅ELEKTRA FEDERAL CREDIT UNION
✅BETHPAGE CREDIT UNION
✅AMNH EMPLOYEES FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅MUNICIPAL CREDIT UNION
✅LOWER EAST SIDE PEOPLES CREDIT UNION
✅URBAN EMPOWERMENT FEDERAL CREDIT UNION
✅GREATER METRO FEDERAL CREDIT UNION
✅NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION
✅UKRAINIAN NATIONAL FEDERAL CREDIT UNION
✅NEW YORK UNIVERSITY FEDERAL CREDIT UNION
✅SELF RELIANCE NY FEDERAL CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅EMPIRT 207 FEDERAL CREDIT UNION
✅TRANSIT AUTHORITY DIVISION B FEDERAL CREDIT UNION
✅CHURCH OF THE MASTER FEDERAL CREDIT UNION
✅ABYSSINIAN BAPTIST CHURCH FEDERAL CREDIT UNION
✅ST PHILIPS CHURCH CREDIT UNION
✅SOUTHERN BAPTIST CHURCH OF NEW YORK FEDERAL CREDIT UNION
✅NEW YORK EPISCOPAL FEDERAL CREDIT UNION
✅1199 SEIU CREDIT UNION
✅NEW YORK TIMES EMPLOYEES FEDERAL CREDIT UNION
✅GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION
✅UNITED NATIONS FEDERAL CREDIT UNION
✅FIDELIS FEDERAL CREDIT UNION
✅UNION CONGREGATIONAL FEDERAL CREDIT UNION
✅THE FINEST FEDERAL CREDIT UNION
✅GENERATIONS UNITED FEDERAL CREDIT UNION
✅XCEL FEDERAL CREDIT UNION
✅ACTORS FEDERAL CREDIT UNION
✅FOX FEDERAL CREDIT UNION
✅NEIGHBORHOOD TRUST FEDERAL CREDIT UNION

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