Personal Loans in New York, NY

Looking for personal mortgage rates in New York, NY? Compare offers from trusted local lenders to find the best fit for your budget and needs. Quick approvals and flexible terms make borrowing simple and stress-free.

Whether you’re covering unexpected costs or planning a big purchase, New York lenders provide personalized support right in your community. Start comparing rates today and take control of your financial future with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
empowerfcu
5.24 - 10.99 %
2.1 - 15 Yrs
∞
americu
5.75 - 17.99 %
1 - 5 Yrs
2,000 - $50,000
∞
greylock
6 - 14 %
15 Yrs
1,000 - $25,000
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
mycfcu
6.99 - 11.25 %
0.1 - 5 Yrs
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
mhvfcu
7.49 - 12.99 %
$25,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Empower's Personal loan has a minimum APR of 5.24% today, unchanged from it was 7 days ago. This rate is lower than the 6.49% APR from 30 and 60 days ago. Americu's Holiday loan has an APR of 5.75% , which has stayed the same over the past 7, 30, and 60 days. The Signature, personal & unsecured loans have a 9.24% APR with no change from 7, 30, 60, or 90 days ago.

Greylock's several personal loan choices with fixed APRs that have stayed the same over the past 7, 30, 60, and 90 days. For example, the unsecured personal loan up to $25, 000 has an APR of 7.75% , while the personal loan for amounts up to $2, 500 carries an APR of 9.99% . Both rates have not changed recently. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

Cfcu Community has a personal loan with an APR of 6.99% today. This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to understand the cost of borrowing over time. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Mid–Hudson Valley's personal loans and debt consolidation loans with an APR of 7.49% . These rates have stayed the same over the past 7, 30, 60, and 90 days. The line of credit has a higher APR at 12.99% , which also hasn't changed during that time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

🏦 All Local Lenders in New York, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
LOWER EAST SIDE PEOPLE'S FEDERAL CREDIT UNION
37 AVENUE B NEW YORK NY 10009
ATM
P2P
E-Statements
E-Signature
Assets: $89,825,379
Deposits: $12,355,021
Net Worth: $18,040,526
Employees: 28.0
Members: 9,193

🏘️ All the Lenders Available in New York County, NY

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