Personal Loans in Jersey City, NJ

Looking for a personal loan in Jersey City, NJ? Local credit unions offer competitive rates and flexible repayment options tailored to your needs. Comparing offers here helps you find the best fit for your financial goals without the hassle.

Whether you’re managing unexpected expenses or planning a big purchase, Jersey City residents trust credit unions for friendly service and quick approvals. Start comparing loan options today to secure affordable financing with confidence and ease.

Filters

Lender
APR
Term
Amount
Link
Info
visionsfcu
11.5 - 12 %
5 - 10 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Visions's an Any purpose signature loan with an APR of 11.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Readi–reserve loan has a current APR of 11.5% , up from 11.25% seven and 30 days ago, and higher than 11% ninety days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Usalliance's personal loans with terms ranging from 0 to 24 months at an APR of 12.24% and from 73 to 84 months at 14.99% . Unchanged compared to 7 or 30 days ago. The Mylife ready cash loan has a fixed APR of 27.5% , which is also steady over the past month. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Jersey City, NJ

Lender NameBranch AddressOffice ServicesLender Snapshot
FINANCIAL RESOURCES FEDERAL CREDIT UNION
525 WASHINGTON BLVD JERSEY CITY NJ 07310
ATM
P2P
E-Statements
E-Signature
Assets: $624,645,070
Deposits: $23,163,374
Net Worth: $55,168,999
Employees: 95
Members: 29,439

🏘️ All the Lenders Available in Hudson County, NJ

✅BAYONNE SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅BAYONNE CITY EMPLOYEES FEDERAL CREDIT UNION
✅LIBERTY SAVINGS FEDERAL CREDIT UNION
✅HARRISON POLICE FIREMENS CREDIT UNION
✅HOBOKEN SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅ERIE LACKAWANNA RAILROAD CO EMP FEDERAL CREDIT UNION
✅HOBOKEN N J POLICE FEDERAL CREDIT UNION
✅KEARNY MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅NEW BRUNSWICK POSTAL FEDERAL CREDIT UNION
✅XCEL FEDERAL CREDIT UNION
✅RIDGEDALE FEDERAL CREDIT UNION
✅JERSEY CITY FIREMEN FEDERAL CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅PATH FEDERAL CREDIT UNION
✅SEAPORT FEDERAL CREDIT UNION
✅JERSEY CITY POLICE FEDERAL CREDIT UNION
✅GOYA FOODS EMPLOYEES FEDERAL CREDIT UNION
✅OCNAC 1 CREDIT UNION
✅FINANCIAL RESOURCES FEDERAL CREDIT UNION

Compare other loan types in Jersey City, NJ

Why compare Personal Loans in Jersey City, NJ on LendMesh

If you’re searching for credit union and loan options in Jersey City, NJ, take your time comparing lenders on LendMesh. Exploring multiple offers helps you discover better deals and more affordable rates that fit your needs. With so many options available, a little extra research can lead to significant savings and smarter borrowing decisions.

For even more convenience, consider subscribing to LendMesh’s personalized alerts. Just set your target rate—whether it’s 4% or 5%—and we’ll notify you the moment offers fall below that threshold. Subscribers also receive regular updates packed with expert insights, rate trends, and carefully selected loan deals, keeping Jersey City borrowers informed and ready to act on the best opportunities.

Customers are also interested in:

Credit Union And Loans