Personal Loans in Springfield, MA

Looking for a personal loan in Springfield, MA? Comparing credit union rates can help you find affordable options tailored to your needs, whether it’s for debt consolidation, home improvements, or unexpected expenses.

Local credit unions understand Springfield’s community and offer friendly service with flexible terms and fast approvals. Take a moment to compare offers and find the best personal loan rate for you.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
greylock
6 - 14 %
15 Yrs
1,000 - $25,000
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
mvcu
6.99 - 10.99 %
5.5 Yrs
5,000 - $15,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Greylock's several personal loan choices with fixed APRs that have stayed the same over the past 7, 30, 60, and 90 days. For example, the unsecured personal loan up to $25, 000 has an APR of 7.75% , while the personal loan for amounts up to $2, 500 carries an APR of 9.99% . Both rates have not changed recently.

Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. Merrimack Valley has a Vacation loan with an APR of 6.99% , which has stayed the same over the past 7 and 30 days. The Peace of mind unsecured loan has a 9.99% APR, also unchanged from one week and one month ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Springfield, MA

Lender NameBranch AddressOffice ServicesLender Snapshot
UMASSFIVE COLLEGE FEDERAL CREDIT UNION
233 CAREW ST RM 110 SPRINGFIELD MA 01104
P2P
E-Statements
E-Signature
Assets: $707,070,417
Deposits: $29,802,135
Net Worth: $62,693,860
Employees: 132
Members: 50,876
PIONEER VALLEY FEDERAL CREDIT UNION
246 BROOKDALE DR SPRINGFIELD MA 01104
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $151,921,497
Deposits: $4,730,850
Net Worth: $17,738,528
Employees: 37
Members: 11,528
PIONEER VALLEY FEDERAL CREDIT UNION
189 BROOKDALE DR SPRINGFIELD MA 01104
P2P
E-Statements
E-Signature
Assets: $151,921,497
Deposits: $4,730,850
Net Worth: $17,738,528
Employees: 37
Members: 11,528
ARRHA CREDIT UNION
145 INDUSTRY AVE SPRINGFIELD MA 01104
ATM
Drive-Thru
P2P
E-Statements
Assets: $150,459,324
Deposits: $7,405,960
Net Worth: $13,184,679
Employees: 27
Members: 9,643
SPRINGFIELD STREET RAILWAY EMP. CREDIT UNION
640 PAGE BLVD STE 102 SPRINGFIELD MA 01104
Assets: $1,228,953
Deposits: $461,206
Net Worth: $342,706
Employees: 1
Members: 182
SPRINGFIELD STREET RAILWAY EMP. CREDIT UNION
640 PAGE BLVD STE 102 SPRINGFIELD MA 01104
Assets: $1,228,953
Deposits: $461,206
Net Worth: $342,706
Employees: 1
Members: 182

🏘️ All the Lenders Available in Hampden County, MA

✅POLISH NATIONAL CREDIT UNION
✅FREEDOM 66824 CREDIT UNION
✅ALDEN CREDIT UNION
✅HOLYOKE CREDIT UNION
✅GREATER SPRINGFIELD CREDIT UNION
✅ARRHA CREDIT UNION
✅LUSO FEDERAL CREDIT UNION
✅PIONEER VALLEY FEDERAL CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅MASSMUTUAL FEDERAL CREDIT UNION
✅UMASSFIVE COLLEGE FEDERAL CREDIT UNION
✅SPRINGFIELD STREET RAILWAY EMP CREDIT UNION

Compare other loan types in Springfield, MA

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