Personal Loans in Amherst, MA

Looking for small loans in Amherst, MA? Compare personalized loan offers from trusted local lenders to find flexible repayment options that fit your budget. Whether it’s an unexpected bill or a personal project, you’ll find solutions tailored to your needs right here at home.

Amherst neighbors understand the importance of quick, clear support when finances get tight. By comparing rates and terms, you can confidently choose the best loan for your situation—helping you get back on track with ease and peace of mind.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
greylock
6 - 14 %
15 Yrs
1,000 - $25,000
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
university-credit-union
8.99 - 10.99 %
2 - 5 Yrs
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-21

Credit Union Loan Rates - Trends & Analysis:

Baxter has a personal loan with an APR of 7.49% , which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , remaining the same over the past 90 days. Greylock's several personal loan with stable rates. The unsecured personal loan up to $25, 000 has an APR of 7.75% , unchanged from 7, 30, 60, and 90 days ago. For smaller amounts, the personal loan up to $2, 500 has a 9.99% APR, which has also stayed the same over the past 90 days.

Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. Their Homeowner debt consolidation loan has an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit rate is 15.24% , steady across the last 7 and 30 days.

Nasa's Cashline line of credit has an APR of 11.74% today, which is up from 11.49% seven and 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR now, unchanged from seven and 30 days ago but higher than 7.69% sixty days ago and 7.44% ninety days ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. University's personal loans with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Amherst, MA

Lender NameBranch AddressOffice ServicesLender Snapshot
UMASSFIVE COLLEGE FEDERAL CREDIT UNION
1 CAMPUS CENTER WAY AMHERST MA 01003
P2P
E-Statements
E-Signature
Assets: $707,070,417
Deposits: $29,802,135
Net Worth: $62,693,860
Employees: 132
Members: 50,876

🏘️ All the Lenders Available in Hampshire County, MA

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