UMASSFIVE COLLEGE FEDERAL CREDIT UNION - Amherst, MA

Welcome to Umassfive College, your trusted financial partner located at 1 Campus Center Way, Amherst, MA 01003. Established in 1967, our credit union has been dedicated to serving the community with integrity and care for over five decades. As a proud member of the local landscape, we currently support more than 50,876 members with a commitment to providing personalized financial solutions tailored to their needs. At Umassfive College, we understand that your financial journey is unique. That's why we offer a wide range of services, including personal banking accounts, auto loans, mortgages, and business loans. With total assets amounting to an impressive $707,070,417 and total deposits reaching $29,802,135, our solid foundation allows us to provide you with reliable banking solutions. While members can visit us at our branch address for face-to-face assistance and guidance, official correspondence should be sent to our mailing address: PO Box 1060, Hadley, MA 1035. Under the leadership of CEO Richard Kump and Board President Jacqueline Watrous, our team of 132 employees is here to ensure you receive exceptional service every step of the way. We take pride in maintaining a net worth of $62,693,860 and having a robust cash reserve of $3,250,507 on hand. This strong financial position enables us to meet your borrowing needs effectively with over 23,607 loans extended within the community. We invite you to explore our offerings further by visiting our website at umassfive.coop. Whether you're looking to open a new account or need assistance with an existing one, feel free to reach out to us at 413-545-3830. Our friendly staff is ready to help during our lobby hours: Monday through Thursday from 9:00 am to 4:00 pm and Friday from 9:00 am to 4:30 pm. Join us at Umassfive College where your financial success is our priority!

At Umassfive College, we believe that everyone deserves a place in our welcoming community. If you're looking to join us, the good news is that membership is open to anyone who lives, works, or attends school in our local area. Whether you're a student at a nearby university or a resident of our vibrant community, you can easily become part of our family. For more specific eligibility details, feel free to check out our comprehensive guide at http://www.umassfive.coop/our-community/membership-eligibility . Opening an account with us is straightforward and inviting. Simply visit our online application page at https://umassfive.loanspq.com/apply.aspx ?lenderref=umassfive_live&list=xast to get started on your journey with Umassfive College. If you have any questions or need assistance during the process, don't hesitate to call us at (413) 545-3830. We're here to help you every step of the way as you take advantage of all the benefits that come with being a member!

At Umassfive College, we understand that banking should be easy and secure. That's why we offer a variety of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, you can manage your finances with confidence. With our 24/7 online banking services available at http://umassfive.coop/ , you can access your accounts anytime, anywhere. Check balances, pay bills, and transfer funds with just a few clicks. Plus, if you prefer to handle things on your smartphone, our mobile application makes banking even simpler. We know security is important to you, which is why we provide features like electronic signature authorization for added peace of mind when signing documents online. You can also opt for e-statements, allowing you to receive your account statements electronically no more waiting for the mail! Need to send money quickly? Our person-to-person transfers let you send cash to friends and family instantly, making it easier than ever to share expenses or pay back a loan. And for those moments when you're out and about, take advantage of our mobile payments feature to make purchases right from your phone. At Umassfive College, we're committed to providing accessible banking solutions that are user-friendly and secure. We invite you to explore all our digital banking services today!

At Umassfive College, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for peace of mind. That's why we're proud to share the strengths that make us a trusted choice for our community. With a net worth of $62,693,860, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further demonstrated by our net worth ratio of $890, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $167,107,398 in share certificates and $53,991,535 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,651,673, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial success is backed by $60,734,393 in undivided earnings. This enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. We also support your dreams with $5,544 in used auto loans and $551,437,453 in total loans and leases showing our dedication to helping members achieve their financial goals across various sectors. Our operational efficiency shines through with a recorded net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 87,254, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Umassfive College is your trusted partner. Visit us at 1 Campus Center Way Amherst Ma 01003 or call (413) 545-3830 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.