Mortgage Loans in New Castle, DE

Looking for the lowest home loan rate today in New Castle, DE? Compare offers from trusted local lenders who understand the community and can help you find a mortgage that fits your budget and lifestyle. Start your journey to homeownership with confidence.

Today’s Mortgage Rates & Analysis - Updated on 2025-OCT-11

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.25%. This is lower than 30 days ago when it was 4.50%. Changes in the Fed Funds rate influence mortgage rates because they affect the cost for banks to borrow money, which can impact loan interest rates for consumers.

Credit Union Loan Rates - Trends & Analysis:

Affinity offers a 15-year conventional fixed rate at 5.125% and a 30-year conventional fixed rate at 5.75%, both unchanged from a week ago but up 13 bp from 30 days prior. Their adjustable rates for 3-, 5-, and 7-year terms remain steady at 4.375%, 4.5%, and 4.75%, respectively. The 30-year fixed rate today is 5.75%, and the 15-year fixed is 5.125%. Baxter offers a 15-year Conventional Fixed at 5.125% and a 30-year Conventional Fixed at 6.0%, with the 30-year rate up 13 bp from last week. They also have a 30-year Jumbo Fixed at 5.875%, which rose 25 bp over the past month. Additionally, the 5-year Adjustable sits at 4.75%, down 13 bp from a month ago.

Navy Federal Credit Union offers a 15-year conventional fixed rate at 4.875% and a 30-year conventional fixed rate at 5.625%, both unchanged from a week ago. The 15-year conventional and 30-year conventional refinance rates match these fixed rates. The 30-year VA purchase rate is steady at 5.375%, while the 30-year jumbo purchase rate is 5.875%, down 13 bp from last week. FHA 3-year and 5-year ARMs are at 5.0% and 5.25%, respectively, with a slight 30-day drop of 13 bp. Affinity Plus offers a 30-year Conventional fixed rate at 6.0% today, down 13 bp from 30 days ago. The 15-year Conventional fixed rate is steady at 5.5%. VA and Jumbo 30-year fixed loans are also at 6.0%, with the Jumbo rate down 13 bp from a month ago. Adjustable 5-year ARMs hold at 4.875%, and 7-year ARMs are at 5.125%.

Digital shows a 15-year Conventional Fixed rate today at 5.375%, up 13 bp from a week ago and 25 bp higher than 30 days ago. The 30-year Conventional Fixed rate is steady at 6.0%. The 30-year Conventional ARM rate is 6.0%, down 13 bp from 15 days ago. The Jumbo 30-year Fixed rate remains at 6.0%. Delta Community offers a 15-year conventional fixed rate at 5.0%, down 25 bp from a month ago, and a 30-year conventional fixed rate at 5.5%, down 13 bp over the same period. Their 30-year jumbo fixed rate is steady today at 5.625%, down 25 bp from 30 days ago. The 15-year conventional fixed rate has held steady over the past week.

Connexus offers a 15-year Conventional Fixed at 5.125% and a 30-year Conventional Fixed at 5.875% today. Their 15-year Conventional Refinance is 5.75%, while the 30-year Conventional Refinance is 6.375%. The 3-year ARM is at 5.25%, down 50 bp from 30 days ago, and the 5-year ARM is 5.75%, also down 49 bp over the same period. The 7-year ARM stands at 6.25%, down 34 bp from 30 days ago. Nasa offers a 15-year conventional fixed rate at 5.25%, steady from a week ago, and a 30-year conventional fixed at 5.875%, up 13 bp from a month ago. FHA 30-year fixed rose 25 bp in the past week to 6.0%. VA 30-year fixed increased 13 bp to 5.625%. Jumbo 30-year fixed climbed 13 bp to 6.625%.

Franklin Mint shows a 15-year conventional fixed rate at 5.375%, up 13 bp from last week. The 30-year conventional fixed rate is 6.125%, also up 13 bp over the same period. Their 15-year adjustable rate is steady at 5.625%, with a 13 bp increase from 30 days ago. Consumers offer a 15-year Conventional Fixed at 5.5% and a 30-year Conventional Fixed at 6.25%, down 13 bp from a week ago. The Jumbo 30-year Fixed rate holds steady at 6.375%. Consumers also have a 5-year ARM at 5.625%, down 13 bp from 30 days ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.332%, while Freddie Mac's 30-year rate is 6.300%, with Zillow slightly higher. Zillow's 30-year rate is a bit lower than it was 7 days ago. These rates reflect current borrowing costs, which can influence how many people decide to buy homes or refinance their mortgages.

🏦 All Local Lenders in New Castle, DE

Lender NameBranch AddressOffice ServicesLender Snapshot
DOVER FEDERAL CREDIT UNION
499 PULASKI HWY NEW CASTLE DE 19720
ATM
Drive-Thru
P2P
E-Statements
Assets: $694,112,231
Deposits: $49,357,476
Net Worth: $54,325,175
Employees: 152
Members: 44,469
DELAWARE STATE POLICE FEDERAL CREDIT UNION
235 CHRISTIANA RD NEW CASTLE DE 19720
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $130,222,999
Deposits: $8,308,324
Net Worth: $13,845,555
Employees: 22
Members: 8,521
DEL-ONE FEDERAL CREDIT UNION
80 CHRISTIANA RD NEW CASTLE DE 19720
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $689,013,198
Deposits: $20,537,254
Net Worth: $61,804,914
Employees: 188
Members: 84,678
COMMUNITY POWERED FEDERAL CREDIT UNION
235 CHRISTIANA RD NEW CASTLE DE 19720
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $120,964,315
Deposits: $23,439,552
Net Worth: $19,025,863
Employees: 23
Members: 8,640
COMMUNITY POWERED FEDERAL CREDIT UNION
2320 N DUPONT HWY NEW CASTLE DE 19720
P2P
E-Statements
E-Signature
Assets: $120,964,315
Deposits: $23,439,552
Net Worth: $19,025,863
Employees: 23
Members: 8,640
DELAWARE ALLIANCE FEDERAL CREDIT UNION
2320 N DUPONT HWY NEW CASTLE DE 19720
E-Statements
E-Signature
Assets: $25,070,832
Deposits: $2,263,172
Net Worth: $3,581,186
Employees: 5
Members: 2,664
DELAWARE RIVER & BAY AUTH EMP FEDERAL CREDIT UNION
I295 NEW CASTLE AVE NEW CASTLE DE 19720
Assets: $4,559,140
Deposits: $179,183
Net Worth: $1,071,287
Employees: 5
Members: 443
NEW CASTLE COUNTY DELAWARE EM FEDERAL CREDIT UNION
100 CHURCHMANS RD NEW CASTLE DE 19720
P2P
E-Statements
Assets: $30,933,485
Deposits: $2,111,611
Net Worth: $3,218,843
Employees: 3
Members: 2,388
UNION BUILDING TRADES FEDERAL CREDIT UNION
814 W BASIN RD NEW CASTLE DE 19720
P2P
E-Statements
Assets: $84,065,092
Deposits: $3,613,479
Net Worth: $10,735,467
Employees: 15
Members: 25,183
DEXSTA FEDERAL CREDIT UNION
118 JESTAN BLVD NEW CASTLE DE 19720
P2P
E-Statements
Assets: $415,316,545
Deposits: $36,131,640
Net Worth: $38,423,724
Employees: 77
Members: 35,695
EDU FEDERAL CREDIT UNION
113 W 6TH ST HISTORIC NEW CASTLE DE 19720
P2P
E-Statements
Assets: $45,405,354
Deposits: $1,168,184
Net Worth: $2,790,897
Employees: 11
Members: 8,877

🏘️ All the Lenders Available in New Castle County, DE

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