Welcome to union-building-trades, a trusted financial institution that has proudly served its members since 1973. Headquartered in Parsippany, NJ, we are committed to empowering our community and providing exceptional service to all, especially military members and their families. Under the leadership of CEO Robert Kodan and Board President Bradly Ferguson, we strive to create a member-first approach that prioritizes accessibility and trust.

As a federally insured credit union since 4/23/1973 0:00, we offer a comprehensive range of modern banking tools designed to simplify your financial journey. Our members enjoy the convenience of online banking, a mobile app for on-the-go access, peer-to-peer transfers, e-statements, and more. At https://ubtfcu.org/ , you can learn about our services and resources tailored to meet your unique needs. For any inquiries or assistance, feel free to reach out via fax at (973) 263-5559. Join us at union-building-trades as we continue to build a stronger financial future together.

At union-building-trades, we are dedicated to providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans and refinancing, as well as personal loans for debt consolidation. For those looking to grow their businesses, we provide essential business banking services, including merchant services and business loans. Our credit cards come with rewards designed to enhance your everyday spending experience. We understand that managing finances can be complex; that's why we make it easier with our online banking platform, which allows you to access your accounts anytime, anywhere. With our mobile application, you can perform transactions on the go and utilize person-to-person transfer features for quick payments.

Digital access is at the heart of our service philosophy, ensuring that members can efficiently manage their finances from the comfort of their homes or while out and about. Enjoy the convenience of e-statements that keep your information organized and accessible without cluttering your mailbox. While we currently do not offer electronic signatures or mobile payments, our user-friendly online banking features empower you to plan for life milestones effectively. Whether you're saving for a home, preparing for retirement, or expanding a small business, union-building-trades provides the tools necessary for success. If you're interested in becoming a member, please visit https://ubtfcu.org/membership .html for more information on membership qualifications. Additionally, if you're exploring loan options, check out https://www.lendmesh.com/loans/mortgage_loans to compare rates that suit your financial goals. For personalized support or inquiries, feel free to reach us at (973) 263-5559; we're here to help you every step of the way.

Union Building Trades Federal Credit Union is a trusted financial partner, dedicated to empowering its members with exceptional service and robust financial solutions. With a total membership of 25,183, we pride ourselves on being an integral part of our community, providing personalized banking experiences that cater to the unique needs of each member. Our total assets amount to an impressive 84,065,092, showcasing our strong financial foundation and commitment to safeguarding your investments.

In terms of stability, our net worth stands at 10,735,467, reflecting our resilience and sound financial management practices. While we currently report a net income of -9,239, this does not detract from our overall strength; instead, it highlights our ongoing commitment to reinvest in services that benefit our members. Our total deposits reach 3,613,479, demonstrating the trust that members place in us for their savings and investment needs.

We facilitate a range of lending options with a focus on member satisfaction; our total loans and leases are currently at 3,503. This includes a substantial credit card loan volume of 1,299 and an auto loan volume of 1,006, ensuring we have the right products available for your financial journey. Additionally, our robust net worth ratio of 1,277 indicates our capacity to manage risks effectively while supporting both personal and commercial lending.

Our dedicated team comprises 15 employees who are passionate about providing excellent service and expert guidance. We understand that each member's financial goals are unique, which is why we offer tailored solutions designed to meet those objectives.

At Union Building Trades Federal Credit Union, transparency is key. We encourage you to explore performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to discover how we can help you achieve your financial goals by comparing real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and finding the best rates for your needs. Join us as we continue to build a brighter financial future together.