DELAWARE RIVER & BAY AUTH EMP FEDERAL CREDIT UNION

At Delaware River & Bay Auth Emp, we take pride in our rich history and unwavering commitment to our community. Established in 1965, our branch has been a cornerstone of financial support for the residents of New Castle, DE. Located at I295 New Castle Ave, New Castle, DE 19720, we are easily accessible for members seeking personal banking solutions that fit their needs. Over the years, we have grown to serve 443 members and manage assets totaling $4,559,140. Our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We believe that when our members succeed, our community thrives. This guiding principle shapes everything we do from offering checking and savings accounts to providing auto loans and mortgage refinancing. At Delaware River & Bay Auth Emp, we focus on delivering not just financial products but also meaningful partnerships within the community. Through various outreach efforts, we engage with local organizations and initiatives aimed at improving the lives of those around us. Our dedication extends beyond banking; it reflects a genuine investment in the future of New Castle. Our operating hours are convenient open Monday through Friday from 9 AM to 3 PM ensuring that you can visit us when it suits you best. While we do not currently offer ATM or drive-thru services, our friendly staff is always ready to assist you inside the branch. If official correspondence is needed, please send it to our mailing address: PO Box 71, New Castle, DE 19720. We invite you to experience the difference at Delaware River & Bay Auth Emp. Join us today and discover how we can help you achieve your financial goals while building a better community together! For more information or assistance, feel free to reach out at 302-571-6323.

At Delaware River & Bay Auth Emp, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Joining us is easy! If you live, work, or worship in the New Castle area, you're likely eligible to become a member. We welcome individuals from various backgrounds and professions, so whether you're just starting your financial journey or looking for more personalized banking solutions, you'll find a home here with us. The benefits of membership are plentiful: enjoy access to competitive loan rates, savings accounts tailored to your needs, and friendly service that treats you like family. To learn more about our eligibility criteria and ensure you meet the requirements, feel free to check out the details at . When you're ready to open an account or have any questions, don't hesitate to reach out at (302) 571-6323. We look forward to welcoming you to our community at I295 New Castle Ave New Castle De 19720!

At Delaware River & Bay Auth Emp, we understand that modern banking needs to be both convenient and secure. Our digital and online banking services are designed to fit into your busy lifestyle, allowing you to manage your finances from the comfort of your home or on the go. With our online banking services, you can easily access your accounts anytime, anywhere. Unfortunately, we currently do not offer features like mobile applications or electronic signatures. However, you can still enjoy a user-friendly experience that keeps your financial information safe and secure. While we do not provide e-statements or mobile payments at this time, our commitment to security ensures that your data is protected with top-notch measures. You can feel confident knowing that your account management is in good hands. If you need to send money quickly, please note that person-to-person transfers are also not available right now. However, our team is always here to assist you with any questions or concerns you may have regarding your transactions. For more information about our services and how we can help you navigate your financial needs, visit us online at . At Delaware River & Bay Auth Emp, we're dedicated to making banking easier for you every step of the way!

At Delaware River & Bay Auth Emp, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $1,071,287, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2350 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, which may seem modest; however, our focus remains on providing reliable support through other means. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $727,609 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $562,203 in total loans and leases. Our $33,092 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 part-time employees, ensuring our branch is always ready to serve you with a knowledgeable team. Total Share and Deposit Accounts: 443, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Delaware River & Bay Auth Emp is your trusted partner. Visit us at I295 New Castle Ave New Castle De 19720 or call 302-571-6323 to learn more about how we can help you achieve your financial goals.