New Castle County Delaware Em Credit Union New Castle DE | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to New Castle County Delaware Em, your trusted partner in financial well-being located at 100 Churchmans Rd, New Castle, DE 19720. Since our establishment in 1966, we have proudly served our community by providing exceptional financial services tailored to meet your needs. With a strong commitment to member satisfaction, we currently boast a membership of 2,388 individuals and total assets of $30,933,485. At New Castle County Delaware Em, we understand that every member's journey is unique. Our dedicated team is here to help you navigate your financial options, whether you're looking for personal banking services like checking and savings accounts or financing solutions such as auto loans and mortgages. We offer a variety of services designed with your success in mind, including online and mobile banking for easy access to your accounts on the go. While you can visit us at our branch for personalized service, please note that all official correspondence should be directed to our mailing address at 100 Churchmans Rd, New Castle, DE 19720. You can reach us easily at (302) 395-5350 for any questions or assistance you may need. Under the leadership of our CEO, Meredith Jeffries-Snedeker, and Board President, Andrew Trzonkowski, we are dedicated to building lasting relationships with our members and making a positive impact in the community. Our strong financial foundation is evident with total deposits amounting to $2,111,611 and a net worth of $3,218,843, ensuring that your investments are secure with us. Join us today and experience the difference a member-focused credit union can make! Visit our website at nccdefcu.com or call us to find out how we can support you in achieving your financial goals. Your future starts here!

Branch History & Mission

Our Journey

From our humble beginnings over five decades ago, we have continuously adapted to meet the needs of our members. With total assets reaching $30,933,485, we've built a solid foundation that allows us to provide a wide array of services including personal banking, auto loans, mortgages, and credit cards with rewards. We've embraced technology by offering online and mobile banking options so that our members can manage their finances conveniently. While our physical location remains essential, we understand the importance of digital advancements in today's world. We are proud to offer features such as e-statements and mobile payments to enhance your banking experience. Our operating hours are designed with your convenience in mind: Monday through Thursday from 8:00 AM to 4:00 PM and Friday from 7:30 AM to 4:00 PM.

Our Mission

At the heart of New Castle County Delaware Em is our mission statement: "To empower our members through exceptional financial services while supporting the growth and well-being of our community." We believe that banking should be accessible and supportive. That's why we prioritize community outreach and partnerships that uplift local initiatives. We are committed to providing fair and equitable financial services while ensuring ADA compliance so that everyone can access what they need without barriers. As part of this mission, we also strive to create an inclusive environment where all members feel valued. As you consider joining us at New Castle County Delaware Em, know that you are not just becoming a member of a credit union; you are joining a family dedicated to your financial success and community welfare. We invite you to visit us or give us a call at (302) 395-5350. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the New Castle County Delaware Em branch, your friendly neighborhood credit union located at 100 Churchmans Rd in beautiful New Castle, DE. Our location is conveniently situated near popular landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading to the nearby shopping centers or enjoying a day out in the area, we're just a quick visit away. Our branch is designed with accessibility in mind. We offer ample parking, including spaces for those with disabilities, ensuring that all members can easily access our services. Inside, you will find a welcoming environment staffed by our dedicated team, ready to assist you with everything from personal banking to loans and more. We understand that your time is valuable, which is why we aim to make your visit as efficient as possible. Our lobby hours are Monday through Thursday from 8:00 AM to 4:00 PM and Friday from 7:30 AM to 4:00 PM. So whether you're stopping in before work or during lunch, we're here for you! While visiting us at our New Castle location is ideal for most transactions, please note that we do not have ATM services on-site or drive-thru banking available. However, our staff is always on hand to help with any cash withdrawal services you may need. If you're looking for a credit union that truly cares about its members and provides personalized service in a convenient location, look no further than New Castle County Delaware Em. Feel free to give us a call at 302-395-5350 if you have any questions or want to learn more about our offerings. We can't wait to welcome you into our branch!

Member Eligibility

At New Castle County Delaware Em, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and rewarding! If you live, work, worship, or attend school in New Castle County, you're already eligible to join us. It's our way of ensuring that our services are accessible to those who need them most. Joining New Castle County Delaware Em means you'll have access to personalized financial solutions tailored just for you, from checking and savings accounts to loans and credit cards with rewards. To start your journey with us, simply visit our branch located at 100 Churchmans Rd New Castle De 19720, or give us a call at (302) 395-5350 for more information. You can also check out the detailed eligibility criteria on our website at http://www.nccdefcu.com/about/membership/ . We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a payment solution that keeps your cash flow smooth while you focus on serving your customers. Our merchant services provide easy ways for your business to accept payments, whether in-store or online. This means less hassle during checkout and more time for what truly matters growing your business. Whether you're looking to expand your operations or streamline your transactions, New Castle County Delaware Em is here to empower your success. Visit us at 100 Churchmans Rd New Castle De 19720, New Castle, DE or call us at (302) 395-5350 to explore how our services can benefit you today!

Comprehensive List Of Services

Business Banking Services

For those running businesses, we haven't forgotten about you! Our business banking services include essential tools like merchant services and business loans designed to help your company thrive.

Digital Banking Convenience

In today's busy world, we know how important it is to have access to your accounts anytime, anywhere. That's why we provide comprehensive online and mobile banking features. Manage your finances on-the-go with ease using our mobile app, send money to friends through person-to-person payments, and keep track of your spending all from the comfort of your smartphone. You won't have to worry about ATM access either; while we currently do not have ATMs available at our branch, our partnerships allow you easy cash withdrawal services whenever you need them.

Flexible Loan Options

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. Whether it's an emergency or a plan to streamline existing debts, we're here to support you. Plus, our credit cards with rewards make everyday purchases even more rewarding.

Get Started Today!

At New Castle County Delaware Em, we're committed to making banking simple and accessible for everyone in New Castle. With convenient hours from Monday through Thursday 8:00 AM - 4:00 PM and Friday 7:30 AM - 4:00 PM, we are here when you need us. For more information about any of our services or how to become a member, give us a call at (302) 395-5350 or visit us online at New Castle County Delaware Efcu. Let us help you take the next step toward achieving your financial dreams!

Personal Banking Solutions

We offer various personal banking options tailored just for you. If you're starting to save or looking for ways to manage your money better, our checking and savings accounts provide flexible options that fit different lifestyles. Imagine having a secure place for your funds while earning interest it's all possible here! When it comes time to purchase a new car, our auto loans and vehicle financing solutions can make that dream a reality. We work with you to find the right loan terms that suit your budget. And if homeownership is on your radar, explore our mortgage loans and refinancing options designed to help you take that big step toward owning your home.

Digital & Online Banking

Easy Payments

If you're looking for convenience in payments, we've got you covered with our mobile payments feature. This allows you to make purchases directly from your phone no need for cash or cards! Just another way we're making banking easier for you. Overall, our digital and online banking services at New Castle County Delaware Em are all about accessibility and ease of use. We're here to support you with 24/7 online banking services so that managing your money fits seamlessly into your life. Explore all these features today and take charge of your financial journey!

Key Services

With our online banking platform, accessible at https://www.nccdefcu.com/ , you can check your account balances, review transaction history, and pay bills all from the comfort of your own space. Plus, our mobile application offers the same great features right in your pocket. You can even send money to friends or family with our person-to-person transfers, making it easier than ever to share expenses or settle up after a night out.

Security & Convenience

Your security is important to us. While we currently do not offer electronic signature authorization, rest assured that our online services are equipped with robust security measures to protect your personal information. Additionally, you can opt for e-statements, allowing you to access your financial statements securely and conveniently without the clutter of paper.

Financial Strength

Commitment to Growth

With $1,903,303 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $165 in used auto loans and $6,979,909 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 4,088, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $503,845, reinforcing our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Castle County Delaware Em is your trusted partner. Visit us at 100 Churchmans Rd New Castle De 19720 or call (302) 395-5350 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Savings for Members

Members' savings are secured through $1,577,893 in share certificates and $6,520,351 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $3,218,843, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,597,973 in used vehicle loans and $1,844,796 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we provide flexible terms to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. Whether you need funds for equipment purchase or working capital, we're here to support your business ventures.

Credit Lines

Additionally, we offer credit lines for those who want more flexibility in managing their cash flow. With a total of $250,000, our credit lines can be a helpful resource for unexpected expenses or planned purchases. If you're considering refinancing any existing loans or would like to know more about eligibility options, feel free to reach out! We're here to guide you through every step of the process. For more information about our loan offerings or to start an application, please visit us at 100 Churchmans Rd New Castle De 19720, New Castle, DE 19720, or give us a call at (302) 395-5350. Let's work together toward achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,679,645, make buying or refinancing simple. We offer competitive rates and terms that can help you secure your dream home without breaking the bank.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $272,956 in loans helping members manage their finances effectively. These cards come with benefits like no annual fees and rewards programs that can make your everyday purchases more rewarding.

Loan Aggregator

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NEW CASTLE COUNTY DELAWARE EM FEDERAL CREDIT UNION - New Castle, DE