Welcome to American Spirit, a trusted financial institution proudly serving our members since 1963. Located in Newark, DE, our mission is to empower individuals and families within our community by providing accessible and reliable financial services. Under the leadership of CEO Maurice Dawkins and Board President Melvin Phillips, we are committed to fostering a member-first approach that prioritizes your financial well-being and growth. We understand the importance of community service, which is why we strive to offer products that meet the diverse needs of our members, including military personnel.

As an NCUA-insured credit union since April 13, 1971, American Spirit offers peace of mind alongside modern banking solutions. Our comprehensive services include online banking, a user-friendly mobile app for convenient access on-the-go, person-to-person transfers for seamless transactions, electronic statements for efficient account management, and much more. While we currently do not offer mobile payments or e-signature authorization, our commitment to adapting to the evolving needs of our members remains steadfast. For more information about our services or to connect with us directly, please visit our official website at https://www.americanspirit.org/ or reach out via fax at 3027384562. Experience the difference with American Spirit—where your financial success is our priority.

At American Spirit, we understand that banking is more than just transactions; it's about building a secure financial future for our members. That's why we offer a comprehensive range of services designed to cater to various needs, from personal banking solutions like Checking & Savings Accounts to Auto Loans and Mortgage Financing. Our members benefit from Business Banking services, including Merchant Services and Business Loans, ensuring that even small businesses have the support they need to thrive. We provide access to essential tools such as ATM & Cash Withdrawal Services and Basic Drive-Thru Banking for seamless transactions.

In today’s fast-paced world, digital access is key, which is why we prioritize online banking and have developed a user-friendly mobile application. With features such as Person-to-Person Transfers and E-Statements, managing your finances has never been easier or more convenient. Whether you're planning for life milestones like purchasing a home or seeking options for personal loans and debt consolidation, our services are tailored to help you navigate these important decisions. Membership is accessible through simple eligibility criteria, making it easy for individuals to take advantage of our offerings. For those looking to explore loan options further, our platform allows you to check rates and compare loans effortlessly at https://www.lendmesh.com/loans/mortgage_loans . Should you have any questions or need assistance, feel free to reach out via fax at (302) 738-4562—we’re here to help you every step of the way.

American Spirit Credit Union stands as a trusted and valuable financial partner for its community, boasting a robust Total Membership of 12,088 individuals who have chosen to invest in their financial futures with us. Our commitment to serving our members is reflected in our impressive Total Assets, which currently sit at 74,215,211, indicating our stability and capacity to support your banking needs. With a Net Worth of 13,072,190, we prioritize the financial health of our members, ensuring that your deposits are secure and effectively managed.

Our performance continues to shine through, as evidenced by our Net Income of 117,534—a clear indication of our sound financial management practices. We understand the importance of fostering a strong savings environment, which is why we have achieved Total Deposits amounting to 957,054. This trust from our members allows us to offer a diverse range of services tailored to meet their unique needs.

In terms of lending, American Spirit Credit Union supports economic growth through an extensive portfolio, including Total Loans and Leases reaching 2,370. Our commitment to helping members achieve their financial goals is further highlighted by our significant Credit Card Loan Volume, which stands at 880, alongside an impressive Auto Loan Volume totaling 368 and Commercial Loans amounting to 190.

Additionally, with a solid foundation backed by Total Borrowings of 6,000,000, we maintain a strong Net Worth Ratio of 1,758, reflecting our prudent approach toward managing finances while ensuring member satisfaction. We take pride in having dedicated professionals, with a team of Total Employees numbering 15, ready to assist you in navigating your financial journey.

American Spirit Credit Union's transparency and dedication make it an invaluable partner for all your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.