AMERICAN SPIRIT FEDERAL CREDIT UNION - Middletown, DE

Welcome to American Spirit - Middletown, your trusted partner in financial well-being located at 98 Sandhill Dr, Middletown, DE 19709. Since our establishment in 1963, we have been dedicated to serving our community and providing a safe haven for your savings and financial growth. With over 12,000 members and total assets of $74,215,211, we are proud to be a cornerstone of support in Middletown. At American Spirit, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Whether you're looking to open a checking account or seeking financing for your next vehicle, our team is here to help. Our commitment is evident through our impressive financial standing, with total deposits reaching $957,054 and a net worth of $13,072,190. Led by our CEO Maurice Dawkins and Board President Melvin Phillips, our dedicated staff of 15 employees works tirelessly to ensure that you receive personalized service and expert advice. We believe in building relationships based on trust and transparency. While members can visit us at 98 Sandhill Dr, official correspondence should be sent to the same address as we currently do not have a different mailing address. You can reach us easily at (302) 464-4067 for any inquiries or assistance you may need. We invite you to explore our services further on our website at American Spirit. Experience the difference that comes from being part of a credit union that truly cares about its members. Come visit us today or give us a call; let's work together toward achieving your financial goals!

At American Spirit, we believe that everyone deserves a place in our community, and joining us is as easy as pie! If you live, work, worship, or attend school in the area around 98 Sandhill Dr Middletown De 19709, you're likely eligible to become a member. We're all about supporting each other and creating opportunities for our members to thrive. By becoming part of our family, you'll gain access to a range of financial services designed with your needs in mind. Whether you're looking for checking and savings accounts, auto loans, or even mortgage options, we've got your back! To learn more about the specific eligibility criteria, feel free to check out our detailed information at https://www.americanspirit.org/membership/ . When you're ready to open an account, just visit us or follow the simple steps outlined here: https://apps-americanspirit.ns3web.com/nsloan . If you have any questions along the way, don't hesitate to give us a call at (302) 464-4067. We can't wait to welcome you into the American Spirit community!

At American Spirit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that we are committed to maintaining a strong financial foundation that supports your needs. With a net worth of $13,072,190, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,758 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,695,796 in share certificates and $8,019,426 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,252,506, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,620,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further demonstrated with $184 in used auto loans and $29,438,540 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $117,534, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The confidence you have placed in us is backed by our impressive statistics: we have a total of 17,145 accounts showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Spirit is your trusted partner. Visit us at 98 Sandhill Dr Middletown De 19709 or call (302) 464-4067 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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