Mortgage Loans in Portland, OR

Looking for the best mortgage rates in Portland, OR? Compare credit union loan offers tailored to your needs, with no hidden fees. Local lenders understand the market and can help you find a mortgage that fits your budget and goals.

Portland homebuyers enjoy perks like lower closing costs and personalized advice from community-focused credit unions. Start comparing rates today to unlock options that make your dream home more affordable and your buying process smoother.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
myoccu
Conv
7.561 - 8.454 %
7.561 - 8.454 %
15 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Oregon Community offers a 15-year fixed rate at 7.561% and a 30-year fixed rate at 8.013%, both unchanged from last week and last month.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Portland, OR

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🏘️ All the Lenders Available in Washington County, OR

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✅UNITED TRADES FEDERAL CREDIT UNION
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✅FORRIT CREDIT UNION
✅KAIPERM NORTHWEST FEDERAL CREDIT UNION
✅PROVIDENCE CREDIT UNION
✅SUNSET SCIENCE PARK FEDERAL CREDIT UNION
✅NW PREFERRED FEDERAL CREDIT UNION

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Why compare Mortgage Loans in Portland, OR on LendMesh

If you’re exploring credit union best mortgage rates in Portland, OR, it’s wise to keep comparing offers through LendMesh. Checking multiple lenders can reveal more affordable options and terms that better fit your needs. Taking a little extra time now might save you thousands over the life of your loan and help you find the perfect mortgage for your Portland home.

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