Home Equity Loans in Portland, OR

Looking to tap into your Portland home's equity? Comparing local lenders helps you find the best rates and flexible terms tailored to your needs, whether you're renovating or consolidating debt.

Portland homeowners trust lenders who understand the community and offer fast, friendly service. Start comparing home equity loan offers today to unlock your home's potential with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
unitusccu
5.74 - 6.5 %
5 - 30 Yrs
90 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
onpointcu
6 - 10.5 %
5 - 20 Yrs
100 %
∞
roguecu
6.24 %
15 Yrs
80 %
∞
redcanoecu
6.24 - 6.75 %
5 - 25 Yrs
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Unitus Community has a Home Equity rate of 5.74% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is 6.5% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Onpoint Community has a Home Equity loan with an APR range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months.

Rogue has a HELOC with a 6.24% APR today, unchanged from it was 7, 30, 60, and 90 days ago. Its Home Equity loan also has a 6.24% APR, unchanged over the same time periods. Both rates have stayed steady without any increase or decrease. Red Canoe has a Home Equity rate range of 6.24% to 6.74% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 8.25% . Its HELOC rate is steady at 6.75% across all these time frames, showing no change over the past 90 days.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

🏦 Local Lenders in Portland, OR

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Washington County, OR

✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅ONPOINT COMMUNITY CREDIT UNION
✅NW PRIORITY CREDIT UNION
✅UNITUS COMMUNITY CREDIT UNION
✅RIVERMARK COMMUNITY CREDIT UNION
✅TWINSTAR CREDIT UNION
✅OREGONIANS CREDIT UNION
✅UNITED TRADES FEDERAL CREDIT UNION
✅WAUNA FEDERAL CREDIT UNION
✅FIRST COMMUNITY 68530 CREDIT UNION
✅FORRIT CREDIT UNION
✅KAIPERM NORTHWEST FEDERAL CREDIT UNION
✅PROVIDENCE CREDIT UNION
✅SUNSET SCIENCE PARK FEDERAL CREDIT UNION
✅NW PREFERRED FEDERAL CREDIT UNION

Compare other loan types in Portland, OR

Why compare Home Equity Loans in Portland, OR on LendMesh

If you’re exploring the best options for a home equity loan in Portland, OR, take your time comparing multiple lenders on LendMesh. Different lenders offer varying rates and terms, so browsing through several can help you uncover better deals and more affordable choices. There’s no rush—finding the right loan that fits your unique needs can make all the difference.

To stay on top of the latest home equity loan offers in Portland, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate, and we’ll notify you as soon as rates drop below your goal. You’ll also receive expert insights, rate trends, and carefully selected loan deals on a weekly or monthly basis—helping you make informed decisions without the hassle.

Customers are also interested in:

Best Options For Home Equity Loan