Mortgage Loans in Portland, OR

Looking for the best mortgage rates in Portland, OR? Compare credit union loan offers tailored to your needs, with no hidden fees. Local lenders understand the market and can help you find a mortgage that fits your budget and goals.

Portland homebuyers enjoy perks like lower closing costs and personalized advice from community-focused credit unions. Start comparing rates today to unlock options that make your dream home more affordable and your buying process smoother.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
myoccu
Conv
7.561 - 8.454 %
7.561 - 8.454 %
15 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month. Oregon Community offers a 15-year fixed rate at 7.561% and a 30-year fixed rate at 8.013%, both unchanged from last week and last month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Portland, OR

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🏘️ All the Lenders Available in Washington County, OR

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✅UNITUS COMMUNITY CREDIT UNION
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✅TWINSTAR CREDIT UNION
✅OREGONIANS CREDIT UNION
✅UNITED TRADES FEDERAL CREDIT UNION
✅WAUNA FEDERAL CREDIT UNION
✅FIRST COMMUNITY 68530 CREDIT UNION
✅FORRIT CREDIT UNION
✅KAIPERM NORTHWEST FEDERAL CREDIT UNION
✅PROVIDENCE CREDIT UNION
✅SUNSET SCIENCE PARK FEDERAL CREDIT UNION
✅NW PREFERRED FEDERAL CREDIT UNION

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Why compare Mortgage Loans in Portland, OR on LendMesh

If you’re exploring credit union best mortgage rates in Portland, OR, it’s wise to keep comparing offers through LendMesh. Checking multiple lenders can reveal more affordable options and terms that better fit your needs. Taking a little extra time now might save you thousands over the life of your loan and help you find the perfect mortgage for your Portland home.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your target rate, like 5% or 4%, and get notified as soon as offers fall below your goal. Choose weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan deals. Join thousands of Portland homebuyers who trust LendMesh to keep them ahead and never miss a great mortgage opportunity.

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