Mortgage Loans in Lakewood, CO

Looking for the best mortgage loan rates in Lakewood, CO? Compare offers from trusted local lenders to find competitive rates and flexible down payment options that fit your budget and lifestyle.

Whether you’re buying your first home or refinancing, get personalized advice tailored to Lakewood’s market. Start comparing now and take a confident step toward your dream home with ease.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
meriwest
Conv
6.25 - 6.375 %
6.394 - 6.566 %
15 - 30 Yrs
∞
westerracu
Conv
6.796 %
6.796 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Meriwest offers both 15-year and 30-year conventional fixed loans at 6.25% today. Rates have stayed steady over the past week and month. This gives you a clear picture of their current fixed mortgage pricing. Westerra offers a 30-year Conventional fixed rate at 6.796% today, up 13 bp from 30 days ago. The 30-year Jumbo fixed rate is 6.52%, also up 13 bp from a month ago. Both rates have held steady over the past week.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Lakewood, CO

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Jefferson County, CO

✅ON TAP CREDIT UNION
✅PREMIER MEMBERS CREDIT UNION
✅CREDIT UNION OF COLORADO A CREDIT UNION
✅SOOPER CU DBA CLIMB CREDIT UNION
✅PARTNER COLORADO CREDIT UNION
✅CANVAS CREDIT UNION
✅WESTERRA CREDIT UNION
✅ELECTRICAL FEDERAL CREDIT UNION
✅FIDELIS CATHOLIC FEDERAL CREDIT UNION
✅COMMUNITY CHOICE 66012 CREDIT UNION
✅BELLCO CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅ENT CREDIT UNION
✅OPTIONS CREDIT UNION
✅COLORADO CREDIT UNION
✅CREDIT UNION OF DENVER CREDIT UNION
✅FOOTHILLS 67181 CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅CREDIT UNION OF THE ROCKIES CREDIT UNION
✅SPACE AGE CREDIT UNION

Compare other loan types in Lakewood, CO

Why compare Mortgage Loans in Lakewood, CO on LendMesh

If you’re exploring loan mortgage rates in Lakewood, CO, taking the time to compare offers on LendMesh can help you uncover better deals and more affordable options. Our platform connects you with multiple lenders, so you can weigh your choices without pressure and find the loan terms that best fit your unique situation. Keep exploring and make confident decisions that move you closer to your homeownership goals.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target mortgage rate—whether it’s 4% or 5%—and receive instant notifications when offers dip below your preferred threshold. With weekly or monthly emails featuring expert insights, rate trends, and curated loan deals, Lakewood borrowers like you stay one step ahead and never miss a chance to secure a great mortgage rate.

Customers are also interested in:

Loan Mortgage Rates