Welcome to options, where our commitment to serving our members and the community has been unwavering since our establishment in 1979. Located in the heart of Littleton, CO, we pride ourselves on providing accessible financial solutions tailored to meet the diverse needs of our members, including military personnel. Under the leadership of CEO Sherry Espinoza and Board President Tim Gaffigan, we uphold our mission of financial empowerment through exceptional service and innovative banking tools.

As a federally insured credit union since 7/2/1979 0:00, you can trust that your deposits are secure with us. We offer modern conveniences such as online banking, a user-friendly mobile application, e-statements, and mobile payment options to enhance your banking experience. While we currently do not support person-to-person transfers, our electronic signature authorization ensures a smooth process for your transactions. At options, we believe in putting our members first, fostering a sense of trust and community in every interaction. For more information about our services or to get started with us today, visit our official website at https://www.optionscreditunion.com/ or reach out via fax at (303) 845-9776.

At options, we understand that managing your finances can be a complex task, which is why we offer a comprehensive range of services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to specialized services such as auto loans and vehicle financing, we are committed to helping you navigate every financial milestone. Our offerings also include mortgage loans and refinancing solutions, personal loans for debt consolidation, and credit cards with rewarding benefits. For small business owners, our business banking services provide essential tools like merchant services and business loans, enabling you to grow your venture with confidence.

In today’s digital age, we recognize the importance of convenient access to your finances. That’s why options provides robust online banking capabilities and a user-friendly mobile application that allows you to manage your accounts on-the-go. Enjoy the convenience of e-statements and e-signatures for seamless transactions, as well as mobile payments for quick checkouts. While person-to-person transfers may not be available, our suite of online tools empowers you to efficiently handle everyday banking tasks and plan for future life events. If you're curious about membership eligibility or want to explore our loan options further, please visit https://www.cognitoforms.com/optionscreditunion1/optionscreditunionmembershipapplication or check out competitive rates at https://www.lendmesh.com/loans/vehicle_loans . Should you need any assistance or personal support, feel free to reach us at (303) 845-9776 — we're here for you every step of the way.

At options, we pride ourselves on being a trusted financial partner for our members, embodying a commitment to transparency and service excellence. With a total membership of 603, we have cultivated a community-focused environment where every individual is valued and supported. Our financial strength is reflected in our robust total assets of 4,694,970 and a solid net worth of 437,488, which underscores our stability and ability to serve our members effectively.

Our performance metrics speak volumes about our dedication to responsible banking practices. With total deposits amounting to 129,981 and a diverse portfolio that includes 388 loans and leases, we prioritize the needs of our members while ensuring their funds are safeguarded. Furthermore, with a net worth ratio of 932, we demonstrate our strong capital position, which allows us to navigate challenges while providing exceptional services.

The breadth of our offerings is designed to meet various financial needs. From personal banking solutions like checking and savings accounts to auto loans, we cater to both individual and business clients with an impressive auto loan volume of 166. Our commitment extends beyond just loans; we also provide valuable financial products such as credit cards, with a credit card loan volume reaching 79, ensuring our members have access to flexible financing options.

In addition, the expertise of our dedicated team—comprised of just 2 employees—ensures personalized service at every touchpoint. Each member of our staff plays a vital role in fostering trust and delivering outstanding customer experiences.

We believe that informed decisions lead to better financial outcomes. Therefore, all performance insights and financial data shared here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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