Welcome to on-tap, a trusted financial institution dedicated to serving our community since 1950. Nestled in the heart of Golden, CO, we pride ourselves on our commitment to empowering members through exceptional service and innovative financial solutions. Led by our experienced CEO, Tracie Wilcox, and Board President, Kirsten Johnson, we strive to foster an inclusive environment that promotes financial literacy and accessibility for everyone, including military members and their families.

At on-tap, we understand the importance of modern banking tools in today’s fast-paced world. That’s why we offer a range of services designed for your convenience, such as Online Banking, a user-friendly Mobile App, P2P Transfers, E-Statements, and Mobile Payments—all supported by E-signature Authorization for seamless transactions. As an NCUA-insured institution since 3/8/1979 0:00, your funds are secure with us. Explore more about what we have to offer by visiting our website at https://www.ontapcu.org/ . Join us today and experience the member-first approach that sets on-tap apart from the rest.

At on-tap, we pride ourselves on providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. Our offerings include Personal Banking solutions such as checking and savings accounts, auto loans, mortgage loans, personal loans for debt consolidation, and credit cards that reward your spending. For small businesses, we offer specialized services including merchant services and business loans, empowering entrepreneurs to thrive in today's competitive landscape. To enhance convenience, we provide robust online banking features alongside our mobile application, allowing members to manage their finances anytime, anywhere. With person-to-person transfers, mobile payments, e-statements, and e-signatures at your fingertips, banking with us is designed to be seamless and efficient.

Understanding the importance of accessibility in financial services, we ensure that membership is open to those who qualify through our straightforward eligibility criteria found at . Whether you’re planning for significant life milestones or simply managing your day-to-day finances, our dedicated team is here to support you every step of the way. We also encourage members to explore loan comparison options through our partner site at https://www.lendmesh.com/loans/vehicle_loans , helping you find the best rates available. Should you require personalized assistance or have any inquiries, feel free to reach out via —we are always happy to help!

On Tap Credit Union stands as a trusted and valuable financial partner, deeply committed to serving its members since 1950. With a robust total membership of 19,163, we are proud to foster a vibrant community that thrives on mutual support and shared success. Our total assets amount to an impressive 399,741,366, reflecting our stability and capacity to meet the diverse financial needs of our members. As a testament to our sound financial management, our net worth stands at 37,242,015, showcasing our resilience and commitment to sustainable growth.

Our dedication to transparency and accountability is evident in our net worth ratio of 931. This metric illustrates not only our financial health but also our ability to provide exceptional value to our members. With total deposits reaching 43,225,683, On Tap Credit Union remains a safe haven for your savings, ensuring that your funds are secure while also earning competitive interest rates.

In addition, we offer a wide array of financial products tailored to meet the unique needs of our community. Our total loans and leases number 33,498, including an extensive portfolio of auto loans, where we proudly manage a volume of 37,346. Whether you are looking for financing for your next vehicle or exploring options for commercial loans—currently totaling 63—On Tap is here to empower your financial journey.

With a dedicated team of 65 employees, we prioritize exceptional service and member satisfaction above all else. Our commitment extends beyond just numbers; we strive to build lasting relationships with each member, helping you navigate your financial path with confidence.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to take the next step toward realizing your financial goals by comparing real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.