On Tap Credit Union Golden CO | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to On Tap, your trusted financial partner located at 816 Washington Ave, Golden, CO 80401. Since our establishment in 1950, we have proudly served our community with a strong commitment to providing exceptional banking services tailored to meet the needs of our 19,163 members. With total assets of $399,741,366 and a net worth of $37,242,015, we are dedicated to ensuring the financial well-being of every member who walks through our doors. At On Tap, we understand that banking is more than just numbers; it's about building relationships and empowering individuals. Our team, led by CEO Tracie Wilcox and Board President Kirsten Johnson, works tirelessly to provide services that include personal banking, auto loans, mortgages, and business financing. We believe in transparency and trust, which is why we take pride in maintaining total deposits of $43,225,683 and a robust loan portfolio consisting of 33,498 loans and leases. While you can always visit us at our branch for friendly service and expert advice, remember that official correspondence should be sent to the same address: 816 Washington Ave, Golden, CO 80401. Whether you're looking for straightforward checking accounts or seeking guidance on loan options with competitive rates, our friendly staff is here to help. You can reach us at 303-279-6414 during our convenient operating hours: Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 1 PM. Join us at On Tap as we continue to make a positive impact in the lives of our members and the community. Visit our website at ontapcu.org today or give us a call we look forward to helping you achieve your financial goals!

Branch History & Mission

Community Engagement

On Tap takes pride in its community engagement efforts. Whether it's sponsoring local events or partnering with organizations that share our values, we believe in giving back to the place we call home. Through these initiatives, we create opportunities for connection and support among our members. As you explore what On Tap has to offer, we invite you to join us on this journey toward financial empowerment and community betterment. Experience firsthand how being part of On Tap can benefit you and your family. For more information or to become a member today, don't hesitate to reach out at 303-279-6414 or visit us online at On Tap Credit Union. Together, let's make strides toward a brighter financial future!

Our Journey

Since our inception, On Tap has evolved significantly. We began with a simple mission: to provide accessible financial services tailored to the needs of our community. As we grew, so did our commitment to innovation and service. Today, we offer a range of products from personal banking accounts and auto loans to business banking solutions. Our drive-thru service and ATM availability ensure that convenience is always at your fingertips. While members can visit us at 816 Washington Ave, official correspondence should be sent to the same address as our mailing address remains unchanged. Our branch is not only about transactions; it's about building relationships and fostering a sense of belonging within the community.

Our Mission

At On Tap, our mission goes beyond just providing financial services. We strive to empower individuals and families by offering support that meets their unique needs. We are committed to being a pillar in the Golden community through various outreach programs and partnerships designed to uplift those around us. Our operating hours reflect our dedication to accessibility: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. For those who prefer earlier access on weekdays, our drive-thru is available from 7:00 AM on Mondays, Tuesdays, Thursdays, and Fridays. We understand that the world is changing rapidly, which is why we have embraced digital advancements like online banking and mobile payments. These tools help you manage your finances efficiently while adhering to ADA compliance standards.

Branch Location & Accessibility

Convenient Services Just for You

At On Tap, we understand the importance of accessibility. Our branch features ADA-compliant facilities, ensuring that everyone can comfortably visit us. We offer ample parking so you can quickly hop in and out, and our drive-thru service allows for quick banking without leaving your car. Whether you're making deposits or withdrawals, our drive-thru is open during extended hours to fit your busy schedule.

Get in Touch

We're here to help! Our operating hours are designed with you in mind: Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. Need assistance outside of these hours? Our drive-thru service operates earlier in the morning and later on select days check with us for specific times! If you have any questions or need assistance, feel free to call us at 303-279-6414. Our friendly staff is always ready to assist you with everything from opening accounts to exploring loan options.

Visit Us Today!

While members can visit us at 816 Washington Ave for all their banking needs, official correspondence should be sent to the same address. We invite you to come by and discover how On Tap can help you achieve your financial goals. Join our community today and experience personalized service that puts you first!

Member Eligibility

Becoming a member of On Tap is like joining a close-knit community that prioritizes your financial well-being. We welcome anyone who lives, works, worships, or attends school in the Golden area to join us at our branch located at 816 Washington Ave Golden Co 80401. Whether you're looking to open a checking account, secure a loan, or simply gain access to excellent financial services, you'll find that eligibility is straightforward and inclusive. At On Tap, we believe in making banking accessible to everyone, and our dedicated team is here to support you every step of the way. If you're curious about the specific eligibility criteria or want to learn more about what it means to be part of our credit union family, feel free to check out the detailed information available at . When you're ready to take the next step, opening an account is just as easy! You can find all the details you need on how to start your journey with us at https://info.ontapcu.org/start-your-new-account-with-on-tap-credit-union . For any questions or assistance, don't hesitate to give us a call at (303) 279-6414; we're here for you!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $52 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,014,940, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Work for You

In addition to loans, our merchant services make it easy for you to manage transactions. Imagine having a reliable partner that streamlines payments, allowing you to focus more on what you do best running your business. Whether it's processing credit card payments or managing online sales, we have the tools to help simplify your operations. Visit us at 816 Washington Ave Golden Co 80401, Golden, CO, or call us at (303) 279-6414 to discover how our business banking and commercial services can take your venture to the next level!

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash quickly? We offer comprehensive ATM services for withdrawals and balance checks, alongside our convenient drive-thru banking for quick transactions like deposits and withdrawals. You can visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM, or Saturday from 9:00 AM to 1:00 PM.

Business Banking Services

If you're a business owner, we understand that managing finances is crucial for your success. Our business banking services, including merchant services and business loans, are designed to help your business thrive while ensuring smooth operations.

Convenient Digital Banking

With today's fast-paced world, having access to your accounts anytime is essential. Our robust online and mobile banking platforms let you manage your finances from anywhere. You can easily check balances, transfer funds, and even make payments all from the comfort of your home or on the go.

Get Started Today!

Whether you're looking for personal banking solutions or business support, On Tap is here for you every step of the way. Don't hesitate to reach out! Give us a call at (303) 279-6414 or visit us online at Coors Cu - Golden to learn more about how we can assist you with all your financial needs. Join us today and experience the difference that member-focused service makes!

Personal Banking Solutions

Managing your money should be easy and stress-free. That's why we offer personal banking options, including checking and savings accounts that fit your lifestyle. If you're considering a new vehicle, our auto loans and vehicle financing can help you hit the road without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing options provide competitive rates and flexible terms.

Support for Your Financial Goals

Life can bring unexpected expenses, and that's where our personal loans and debt consolidation services come into play. We aim to assist you in achieving your financial goals by offering straightforward loan solutions that simplify repayment. Plus, enjoy the benefits of our credit cards with rewards, which allow you to earn as you spend!

Digital & Online Banking

Key Features

Managing your finances has never been more secure or straightforward. With the option for electronic signature authorization, you can complete transactions safely without needing to visit a branch. Plus, e-statements are available for those who prefer to go paperless keeping your financial records neat and easily accessible. Our mobile application takes banking on-the-go to another level. You can enjoy features like mobile payments and person-to-person transfers, making it easy to send money to friends or family in an instant. This means no more fumbling for cash or writing checks; just a quick tap on your smartphone. We understand that life can get busy, which is why our services are designed with you in mind. Whether you're at home or out running errands, you have real-time access to your accounts. With the ability to view transactions and manage budgets on the go, you'll always be in control of your finances. At On Tap, we prioritize making banking as accessible as possible while ensuring that your information remains secure. With all these features combined, managing your money becomes not just easier but also more enjoyable!

Financial Strength

A Strong Foundation

With a net worth of $37,242,015, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $931 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Centric Savings

Members' savings are secured through $108,297,187 in share certificates and $40,256,070 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on beneficial services rather than non-member deposits.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 64 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $36,813,764 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $18,673 in used auto loans and a total of $317,347,921 in loans and leases across various sectors.

Trust Built on Growth

Total Share Accounts: 44,463, showing a strong and growing member base that trusts us with their finances. This trust is foundational as we work diligently to ensure your financial needs are met with care. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, On Tap is your trusted partner. Visit us at 816 Washington Ave Golden Co 80401 or call (303) 279-6414 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $44,804,824 in used vehicle loans and $9,918,929 in new vehicle loans already helping members get on the road. We have flexible terms and competitive interest rates designed to fit any budget. If you're considering refinancing your existing auto loan, we can help with that too!

Commercial Loans

For business owners looking for support in growing their ventures, our outstanding commercial loans totaling $28,014,940 provide the capital needed to expand operations and seize new opportunities. At On Tap Credit Union located at 816 Washington Ave, Golden CO 80401, our friendly team is here to assist you every step of the way. Feel free to give us a call at 303-279-6414 during our operating hours from Monday through Friday (9:00 AM - 5:00 PM) or Saturday (9:00 AM - 1:00 PM) for any questions or guidance on our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you find the right loan product that fits your needs!

Credit Lines and Personal Loans

For those seeking flexibility in managing their finances, we also offer credit lines totaling $127,526,834. These lines of credit can provide you with quick access to cash when you need it most. Additionally, our unsecured credit card loans amounting to $12,797,539 come with flexible terms that help you manage everyday expenses without the stress of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $56,607,987, make buying or refinancing simple. We aim to make your path to homeownership as smooth as possible with personalized service and expert advice.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By partnering only with reputable lenders, LendMesh guarantees that users receive accurate and reliable information.

ON TAP CREDIT UNION