Mortgage Loans in Irving, TX

Looking to refinance your home in Irving, TX? Compare loan offers from trusted local lenders to find the best rates and terms tailored to your needs. Refinancing can save you money and help you pay off your mortgage faster.

Our experts understand the Irving market and make the process simple and stress-free. Explore options with flexible payments and fast approvals—so you can lock in a great deal and enjoy peace of mind.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.125 %
6.331 %
30 Yrs
∞
rallycu
Conv
6.125 - 7 %
6.164 - 7.025 %
15 - 30 Yrs
∞
itcu
Conv
6.5 %
6.5 %
5 Yrs
∞
wellbyfinancial
Conv
6.875 %
7.576 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Rally offers a 15-year Conventional Fixed rate at 6.125% today, up 38 bp from 30 days ago. The 30-year Conventional Fixed rate is not quoted for today. The 15-year Conventional Refinance rate matches the purchase rate at 6.125%.

Intouch offers a 5-year ARM at 6.5%, up 25 bp from 30 days ago. This is the only rate available today. Jsc offers a 15-year conventional fixed rate at 6.5% and a 30-year conventional fixed rate at 6.375%. The 30-year conventional fixed rate has held steady over the past week and month. For 30-year VA fixed, the rate is 6.125%, down 25 bp from a month ago. The 30-year conventional refinance rate is 6.875%, down 12 bp from a month ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Irving, TX

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🏘️ All the Lenders Available in Dallas County, TX

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Why compare Mortgage Loans in Irving, TX on LendMesh

If you’re looking for the best home loan refinance in Irving, TX, it pays to keep exploring your options. LendMesh makes it easy to compare offers from multiple lenders, helping you uncover better deals and potentially lower rates. Take your time browsing so you can feel confident you’re choosing the loan that fits your unique financial goals and budget.

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