Mortgage Loans in Peoria, IL

Looking for the lowest home loan rate today in Peoria, IL? Compare offers from trusted local lenders who understand your community and can help you find the best deal tailored to your needs. Start your journey toward affordable homeownership with confidence.

Get personalized mortgage options with no hidden fees or surprises. Whether you’re buying your first home or refinancing, Peoria’s top lenders offer competitive rates and clear guidance to make the process smooth and stress-free. Explore your options and save more today.

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6.25 - 7 %
6.25 - 6.838 %
10 - 30 Yrs
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Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Polish & Slavic offers a 15-year fixed rate at 6.25% and a 30-year fixed rate at 6.5%, with the 30-year rate down 13 bp from a week ago. The only ARM rates listed are from July, with a 3-year and 5-year ARM today at 5.625%, a 7-year ARM at 6.125%, and a 10-year ARM at 6.75%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Peoria, IL

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🏘️ All the Lenders Available in Peoria County, IL

✅CITIZENS EQUITY FIRST CREDIT UNION
✅PEORIA POSTAL EMPLOYEES CREDIT UNION
✅PEORIA FIRE FIGHTERS CREDIT UNION
✅PEORIA CITY EMPLOYEES CREDIT UNION
✅GALE CREDIT UNION
✅COOPERATIVE CHOICE NETWORK CREDIT UNION
✅REDBRAND CREDIT UNION
✅PEORIA HIWAY CREDIT UNION
✅PEORIA BELL CREDIT UNION
✅HAULPAK FEDERAL CREDIT UNION

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