Mortgage Loans in Peoria, IL

Looking for the lowest mortgage rates in Peoria, IL? Compare offers from trusted local lenders to find the best deal tailored to your needs. We make it simple to see your options side by side so you can choose with confidence.

Whether you're buying your first home or refinancing, Peoria’s lenders offer competitive rates and flexible terms. Explore local mortgage solutions that fit your budget and timeline, and take the next step toward owning your perfect home in Peoria.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
psfcu
Conv
6.25 - 7 %
6.25 - 6.838 %
10 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Polish & Slavic offers a 15-year fixed rate at 6.25% and a 30-year fixed rate at 6.5%, with the 30-year rate down 13 bp from a week ago. The only ARM rates listed are from July, with a 3-year and 5-year ARM today at 5.625%, a 7-year ARM at 6.125%, and a 10-year ARM at 6.75%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

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🏘️ All the Lenders Available in Peoria County, IL

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✅HAULPAK FEDERAL CREDIT UNION

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If you’re searching for lenders with the lowest interest rates in Peoria, IL, it pays to keep comparing offers on LendMesh. Each lender’s terms can vary, and exploring your options helps you uncover better deals and more affordable loan choices tailored to your needs. Take your time and use LendMesh as a trusted tool to find the right fit for your financial goals without any pressure.

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