Mortgage Loans in Chicago, IL

PurchaseRefinanceData Analysis

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Loan Type
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psfcu
Conv
6.75 - 7.25 %
6.75 - 7.255 %
10 - 30 Yrs
∞
dcu
Conv
6.75 - 7.375 %
6.792 - 7.496 %
10 - 30 Yrs
∞
firsttechfed
Conv
6.75 - 7.375 %
6.852 - 7.559 %
10 - 30 Yrs
∞

Looking to buy a home in Chicago, IL? Compare mortgage loan offers from trusted local lenders that understand the city’s unique neighborhoods and needs. Finding the right loan with competitive rates is easier when you have options tailored just for you.

Whether you’re a first-time buyer or refinancing, exploring multiple offers helps you secure the best terms and personalized support. Start comparing today to make your Chicago homeownership journey simple, affordable, and stress-free.

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-23

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.00%, which is higher than 7 days ago at 3.75%. When the Fed Funds rate rises, it can put upward pressure on mortgage rates because lenders face higher borrowing costs.

Credit Union Loan Rates - Trends & Analysis:

Polish & Slavic offers a 15-year fixed rate today at 6.75%, up 13 bp from a week ago and 50 bp higher than a month ago. Their 30-year fixed rate is 7.0%, also up 13 bp from last week and 38 bp higher than 30 days ago. Both terms show recent increases in rates. Digital offers a 15-year Conventional Fixed rate at 6.75%, up 13 bp from a week ago and 63 bp higher than a month ago. Their 30-year Conventional Fixed is 7.375%, unchanged from last week and 38 bp above the rate from 30 days ago. The 15-year Conventional ARM matches the fixed rate at 6.75%, with the same weekly and monthly increases. The 30-year Conventional ARM is 7.375%, steady over the past week and 25 bp higher than a month ago.

First Technology shows a 15-year conventional fixed rate today at 6.75%, up 38 bp from last week and 63 bp from 30 days ago. The 30-year conventional fixed rate is 7.375%, rising 25 bp in the past week and 50 bp over the month. Jumbo 30-year fixed loans stand at 7.25%, increasing 38 bp from last week and 50 bp from 30 days ago. Adjustable 5- and 7-year fixed rates are both 6.5%, up 13 bp this week and 63 bp since last month. The 10-year adjustable fixed rate is 7.125%, up 38 bp from last week.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 7.021%, and Freddie Mac's 30-year rate is 6.950%, with Zillow higher than Freddie Mac. Zillow's 15-year rate stands at 6.911%, higher than 7 days ago. These rates reflect the current cost of borrowing for homebuyers, influencing how much people can afford and the demand for housing.

🏦 Local Lenders in Chicago, IL

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🏘️ All the Lenders Available in Cook County, IL

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅CORPORATE AMERICA FAMILY CREDIT UNION
✅NORTHWEST MUNICIPAL FEDERAL CREDIT UNION
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✅METRO 21326 CREDIT UNION
✅CONSUMERS 68588 CREDIT UNION
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✅GREAT LAKES 60238 CREDIT UNION
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✅LOYOLA UNIVERSITY EMPLOYEES FEDERAL CREDIT UNION
✅CREDIT UNION 1 68727 CREDIT UNION
✅NORTHSIDE L FEDERAL CREDIT UNION
✅ACCESS 97097 CREDIT UNION
✅77TH STREET DEPOT FEDERAL CREDIT UNION
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✅FIRST EAGLE FEDERAL CREDIT UNION
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✅C T A F C FEDERAL CREDIT UNION
✅CHICAGO PATROLMENS CREDIT UNION
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✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
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✅ISRAEL METHCOMM FEDERAL CREDIT UNION
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✅UNITED 60041 CREDIT UNION
✅TRINITY UCC CREDIT UNION
✅FOR MEMBERS ONLY FEDERAL CREDIT UNION
✅MAROON FINANCIAL CREDIT UNION
✅ELCA FEDERAL CREDIT UNION
✅SHILOH ENGLEWOOD FEDERAL CREDIT UNION
✅UNIFIED HOMEOWNERS OF ILLINOIS FEDERAL CREDIT UNION
✅HEIGHTS AUTO WORKERS CREDIT UNION
✅ST GREGORY PARISH CREDIT UNION
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✅MWPH GRAND LODGE OF ILLINOIS CREDIT UNION
✅BETHEL AME CHURCH CREDIT UNION
✅COMMUNITY 7256 CREDIT UNION
✅ACTORS FEDERAL CREDIT UNION
✅CHICAGO AREA OFFICE FEDERAL CREDIT UNION
✅CHICAGO MUNICIPAL EMPLOYEES CREDIT UNION
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✅SOUTH SHOP FEDERAL CREDIT UNION
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✅EVERGREEN PARK SCHOOLS FEDERAL CREDIT UNION
✅ACME CONTINENTAL CREDIT UNION
✅CTA74TH STREET DEPOT CREDIT UNION
✅CHICAGOS BRAVEST CREDIT UNION
✅ST HELENA PARISH CREDIT UNION

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