Credit Union Loan Rates - Trends & Analysis:
Affinity offers a 15-year conventional fixed rate at 5.125% and a 30-year conventional fixed rate at 5.75%, both unchanged from last week but up 13 bp from a month ago. Their 3-, 5-, and 7-year adjustable rates remain steady at 4.375%, 4.5%, and 4.75%, respectively. State Department offers a 15-year Conventional Fixed rate at 4.75% and a 30-year Conventional Fixed at 5.375% today. The 30-year Jumbo Fixed rate is 5.625%. Adjustable rates include a 5-year ARM at 5.125%, a 7-year ARM at 5.0%, and a 10-year ARM at 5.375%.
Baxter offers a 15-year conventional fixed rate at 5.125%, unchanged from last week but up 13 bp from a month ago. Their 30-year conventional fixed rate is 5.875%, down 13 bp from last week. The 30-year jumbo fixed rate is steady today at 5.875%, up 25 bp from a month ago. The 5-year adjustable rate stands at 4.75%. Navy Federal Credit Union offers a 15-year conventional fixed rate at 4.875% and a 30-year conventional fixed rate at 5.5%, both down 13 bp from a week ago. The 30-year VA fixed rate is 5.25%, also down 13 bp in the last week. Jumbo 30-year fixed loans are at 5.75%, with the same weekly drop of 13 bp. FHA 3-year and 5-year ARM rates hold steady at 5.0% and 5.25%, respectively.
Eastrise offers a 15-year fixed rate today at 5.625%, down 13 bp from last week but up 13 bp from a month ago. Their 30-year fixed rate is 5.875%, also down 13 bp from last week. Affinity Plus shows a 30-year Conventional Fixed rate today at 6.0%, down 13 bp from 30 days ago. The 15-year Conventional Fixed rate holds steady at 5.5%. VA 30-year Fixed loans are at 6.625%, unchanged over the past month. Adjustable rates include a 5-year ARM at 4.875% and a 7-year ARM at 5.125%, both steady.
Digital offers a 15-year conventional fixed rate at 5.25% today, down 13 bp from last week but up 13 bp from a month ago. Their 30-year conventional fixed and jumbo fixed rates are both at 5.75%, down 25 bp from last week. The 15-year conventional refinance fixed rate is 5.25%, down 13 bp from two weeks ago and up 13 bp from a month ago. Connexus offers a 15-year conventional fixed rate at 5.0%, down 13 bp from a week ago. Their 30-year conventional fixed rate is 5.625%, also down 25 bp in the past week. The 15-year conventional refinance rate is steady at 5.75%, while the 30-year conventional refinance rate is 6.125%, down 25 bp over seven days. Adjustable rates include a 3-year ARM at 5.25%, a 5-year ARM at 5.75%, and a 7-year ARM at 6.25%, all unchanged this week.
Delta Community offers a 15-year conventional fixed rate at 5.0% and a 30-year conventional fixed rate at 5.5%, both unchanged from last week. Their 15-year conventional refinance rate is 5.0%, down 13 bp from a month ago, while the 30-year conventional refinance rate holds steady at 5.5%. Jumbo 30-year fixed loans are at 5.625%, also steady from last week. Wings Financial offers a 15-year conventional fixed rate at 5.125%, down 13 bp from last week. Their 30-year conventional fixed and jumbo fixed rates are both 5.875%, also down 13 bp from last week. Adjustable rates include a 5-year ARM at 5.25%, down 13 bp, and a 7-year ARM at 5.375%, down 25 bp from last week.