At Extra Credit Union, we have proudly served our community since 1954, offering a comprehensive range of financial services designed to empower our members. Our mission is rooted in a commitment to providing exceptional service and fostering financial growth for individuals and families in Michigan. Under the leadership of CEO Deidra Williams and Board President Anne Covert, we strive to create an inclusive environment where everyone can achieve their financial goals. Located in Warren, MI, we are dedicated to enhancing the well-being of our members through personalized banking solutions and community engagement.

As a federally insured institution since June 28, 1971, by the NCUA, you can trust that your deposits are secure with us. We offer modern banking tools to ensure accessibility and convenience for all our members. Enjoy the ease of online banking, utilize our mobile application for on-the-go banking, conduct person-to-person transfers effortlessly, and stay organized with e-statements. We also provide mobile payments and electronic signature authorization to streamline your experience further. At Extra Credit Union, we prioritize a member-first approach, making it easy for you to manage your finances while feeling supported every step of the way. For more information or assistance, feel free to contact us at (586) 276-3001 or visit our official website at https://www.extracreditunion.org/ .

At Extra Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to cater to the diverse needs of our members. Whether you're seeking personal banking solutions such as checking and savings accounts or looking for more specialized services like auto loans and vehicle financing, we have you covered. Our mortgage loans and refinancing options are tailored to help you secure your dream home, while our personal loans and debt consolidation services can support you during life's unexpected moments. For small business owners, our business banking services, including merchant services and business loans, provide the necessary tools to help your venture thrive.

In today's fast-paced world, we understand the importance of digital access. That's why Extra Credit Union offers robust online banking capabilities and a mobile application that allows members to manage their finances conveniently from anywhere. With features like person-to-person transfers, mobile payments, e-statements, and electronic signatures, you can easily handle your everyday banking needs with just a few clicks or taps. Our commitment is not only to streamline your banking experience but also to empower you in planning for life milestones or growing your small business effectively.

Joining Extra Credit Union is straightforward, and you can learn more about membership eligibility by visiting https://www.extracreditunion.org/membership-banking/ . If you're considering a loan, take advantage of our partnership with leading loan aggregators at https://www.lendmesh.com/loans/mortgage_loans to compare options and find the best rates available. For any inquiries or personalized assistance, feel free to reach out via fax at (586) 276-3001. We’re here to support you every step of the way on your financial journey.

Extra Credit Union stands as a beacon of trust and reliability in the financial landscape, proudly serving a community of over 18,979 members. With total assets amounting to 309,904,076, we embody stability and strength, ensuring that your finances are managed with the utmost care. Our net worth of 48,947,951 is a testament to our sound financial practices and commitment to safeguarding your investments.

At Extra Credit Union, we believe in transparency and accessibility, which is why we maintain a robust portfolio with total loans and leases reaching 18,288. This allows us to support our members with personalized lending solutions tailored to their unique needs. Furthermore, our strong financial foundation is reinforced by total deposits of 11,333,923, demonstrating the confidence our members place in us.

We pride ourselves on having a dedicated team of 90 employees who work tirelessly to provide exceptional service and guidance. Our impressive net worth ratio of 1,577 indicates not only our fiscal responsibility but also our ability to navigate challenges effectively while prioritizing member interests. As we continue to grow, we are committed to offering a variety of lending products, including a credit card loan volume of 7,100 and an auto loan volume of 5,890.

In addition, we recognize the importance of commercial financing for local businesses, although our current commercial loans stand at zero. This allows us to focus on individual member needs and build lasting relationships based on trust and mutual benefit. We understand that financial health is essential for both personal and community growth, which is why we strive to maintain zero total borrowings—further solidifying our position as a dependable financial partner.

At Extra Credit Union, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore how you can benefit from our services. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.