EXTRA CREDIT UNION

Welcome to Extra Credit Union, your trusted partner in financial success since 1954. Located at 59321 Van Dyke Rd, Washington Township, MI 48094, we have proudly served our community for nearly seven decades. With a commitment to exceptional member service and a wide range of financial products, we're dedicated to helping you achieve your financial goals. Our credit union is more than just a place to bank; we are a community-focused institution with over 18,979 members who benefit from our competitive offerings. Our total assets stand strong at an impressive $309,904,076, ensuring that we can provide the resources you need for personal banking, auto loans, mortgages, and much more. We pride ourselves on offering personalized service tailored to your unique needs. Under the leadership of CEO Deidra Williams and Board President Anne Covert, our team of 90 employees is here to support you every step of the way. Whether you're looking for a new car loan or opening a checking account, you can trust us to guide you through the process with care and expertise. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 6611 Chicago Rd, Warren, MI 48092-1685. We understand that convenience matters, which is why we offer online and mobile banking services to manage your finances anytime and anywhere. With total deposits reaching $11,333,923 and total loans amounting to 18,288, we are well-equipped to meet your financial needs. Our net worth stands at $48,947,951, reflecting our stability and dedication to member satisfaction. At Extra Credit Union, we believe in empowering our members with the tools they need for financial literacy and growth. Join us today! For any inquiries or assistance, feel free to call us at 586-276-3000 during our lobby hours from 9:00 a.m. to 5:00 p.m., Monday through Friday (with extended hours until 5:00 p.m. on Wednesdays). Explore how we can help you reach your financial dreams by visiting our website at Extra Credit Union. We're excited to serve you!

Welcome to Extra Credit Union, a pillar of the community since 1954. Located at 59321 Van Dyke Rd, Washington Township, MI 48094, our branch has grown alongside our members, offering essential financial services and support throughout the years. As we celebrate nearly seven decades of service, we take pride in our mission to enhance the lives of our members and the communities we serve. From humble beginnings, Extra has evolved into a thriving credit union with a membership of over 18,979 individuals. We have consistently prioritized the needs of our members, ensuring that they have access to affordable financial products and services. Today, we proudly manage total assets of $309,904,076, reflecting our commitment to sound financial practices and growth. Our mission is simple yet powerful: to provide personalized banking solutions while fostering community development. We believe that financial empowerment goes hand-in-hand with community support. This commitment is evident in our various outreach programs and partnerships aimed at uplifting those around us. Whether it's through educational workshops or local sponsorships, we strive to make a positive impact. At Extra Credit Union, we understand that convenience is key for our members. Our branch features ATM availability for quick cash access and operates with flexible hours: Monday, Tuesday, Thursday, and Friday from 9:00 a.m. to 5:00 p.m., with extended hours on Wednesdays until 11:00 a.m. For official correspondence, please note that while you can visit us at our branch address for your banking needs, you may also reach us via our mailing address at 6611 Chicago Rd, Warren, MI 48092-1685. Our focus on customer-centric initiatives includes modern digital advancements like online banking and mobile payments. We aim to ensure that every member has easy access to their accounts anytime and anywhere. Moreover, we're committed to ADA compliance so that everyone can enjoy our services without barriers. As we look forward to continuing this journey together, we invite you to join the Extra Credit Union family. Experience firsthand how we can support your financial goals while making a difference in the community. Visit us today or check out more information about becoming a member here. Together, let's build a brighter future!

At Extra, we believe in creating a welcoming community where everyone can thrive. Becoming a member is as simple as meeting a few friendly eligibility criteria, which are designed to include as many people as possible. If you live, work, or worship in the area around our branch located at 59321 Van Dyke Rd Washington Township Mi 48094, you're likely already eligible! We also extend membership to family members of existing members, fostering a sense of togetherness. To find out more about the specific eligibility requirements, feel free to visit our website at https://www.extracreditunion.org/membership-banking/ for detailed information. Opening an account with us is straightforward and hassle-free. You can easily start your journey by visiting our account opening page here: https://my.extracreditunion.org/enroll . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (586) 276-3000. We're excited to welcome you into the Extra family and provide you with the financial services that fit your needs!

At Extra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strong financial foundation that allows us to serve you effectively. With a net worth of $48,947,951, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,577 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,556,146 in share certificates and $59,807,850 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $48,417,196 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,945 in used auto loans and $188,798,732 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 88 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 37,634, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Extra is your trusted partner. Visit us at 59321 Van Dyke Rd Washington Township Mi 48094 or call (586) 276-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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