Welcome to the-local-63342, a trusted financial partner since 1949. Located in the heart of Sterling Height, MI, we pride ourselves on our commitment to serving our community and empowering our members through personalized financial solutions. Under the leadership of CEO Joseph Hallman and Board President Joseph Cusenza, we strive to create an inclusive environment where every member feels valued and supported on their financial journey. As a federally insured institution since 4/2/1976 0:00, you can rest assured that your deposits are secure with us.

At the-local-63342, we understand the importance of modern banking tools in today’s fast-paced world. Our offerings include user-friendly online banking, a convenient mobile application, and features like e-statements and mobile payments, making it easier than ever for you to manage your finances. While we prioritize accessibility and innovation, our core values remain centered around trust and a member-first approach. Whether you’re looking for personal loans, auto financing, or business banking solutions, explore how our dedicated team can assist you by visiting our website at https://www.thelocalcreditunion.com/ or contacting us directly at (586) 264-9447. Join us in building a brighter financial future together!

At the-local-63342, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions, including checking and savings accounts, to specialized services like auto loans, mortgage refinancing, and credit cards with rewards, we are committed to helping you manage your finances effectively. Our business banking options, which encompass merchant services and business loans, ensure that small business owners have the support they need to thrive. Whether you are looking to consolidate debt or finance your next vehicle, our team is here to assist you every step of the way.

In today’s fast-paced world, we understand the importance of digital access in managing your finances. That's why we provide robust online banking features alongside a user-friendly mobile application, allowing you to perform transactions anytime and anywhere. While person-to-person transfers aren’t available at this time, our mobile payments and e-statements simplify your banking experience even further. By utilizing these tools, our members can easily plan for life milestones or grow their small businesses with confidence. For those interested in membership accessibility or qualifications, more information is available at . Additionally, if you're considering a loan or want to compare rates, check out https://www.lendmesh.com/loans/personal_loans for valuable insights. Should you require any personal assistance or have questions about our offerings, feel free to reach out via fax at (586) 264-9447—we're always here to help!

At the-local-63342, we pride ourselves on being a trusted and valuable financial partner for our community. With a dedicated membership base of Total Membership: 10,208, we have established ourselves as a cornerstone institution in the financial landscape. Our robust financial health is evident through our impressive Total Assets: 103,164,933, which reflect our commitment to managing our members' resources effectively.

In terms of stability, our Net Worth stands at 15,692,438, showcasing our strong capital position and ability to weather economic fluctuations. Additionally, we have achieved a commendable Net Income of 235,721, underscoring our operational efficiency and dedication to serving our members with excellence. Our commitment to safety is further highlighted by our substantial Total Deposits: 5,857,094, which demonstrate the trust that members place in us.

We are proud to support our members’ financial aspirations through an extensive range of offerings, including a diverse portfolio reflected in our Total Loans and Leases: 3,676. With a skilled workforce of Total Employees: 22, we ensure personalized service and expert guidance tailored to your unique needs.

Our financial strength is reinforced by an impressive Net Worth Ratio: 1,519, signaling prudent management practices that prioritize member security. In addition, we have demonstrated success in consumer lending with a notable Credit Card Loan Volume: 1,002 and significant Auto Loan Volume: 2,400 that empower our members' mobility and purchasing power. While we also engage in commercial lending, with Commercial Loans: 1, we remain focused on fostering economic growth within our community.

These performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore how we can assist you in achieving your financial goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.