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Looking to refinance your mortgage in Dayton, OH? Compare offers from trusted local lenders who understand the community and can help you find the best rates. Refinancing can save you money and reduce your monthly payments with a plan tailored just for you.
Our easy comparison tool connects you with top refinance banks in Dayton, making it simple to review loan options side-by-side. Whether you want faster approval or lower fees, finding the right fit is just a few clicks away—start saving today with lenders who know your neighborhood.
Today’s Mortgage Rates & Analysis - Updated on 2026-OCT-01
Federal Funds Rate - Trends & Analysis:
Today’s Fed Funds Effective Rate is 4.00%, higher than 30, 60, 90, and 180 days ago when it was 3.75%. The Fed Funds rate influences mortgage rates because it affects the cost banks pay to borrow money, which can impact the interest rates lenders offer to homebuyers.
Credit Union Loan Rates - Trends & Analysis:
Seven Seventeen offers a 7-year ARM at 6.75% today.
Market Indicators - Data & Insights:
Today, Zillow's 30-year mortgage rate is 7.332%, while Freddie Mac's 30-year rate is 7.030%, with Zillow higher than Freddie Mac. Zillow's 15-year rate is 7.116%, higher than 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.