Mortgage Loans in Knoxville, TN

Looking for the best mortgage loan rates in Knoxville, TN? Compare offers from local banks and credit unions to find competitive rates tailored to your needs. Whether buying or refinancing, local lenders understand the Knoxville market and can help you save.

Take advantage of faster approvals and personalized service from lenders who know Knox County. Comparing mortgage options side-by-side makes it easier to choose the right loan, so you can move into your Knoxville home with confidence and peace of mind.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
ascend
Conv
6.25 - 6.75 %
6.392 - 6.84 %
15 - 30 Yrs
∞
orionfcu
Conv
6.586 - 6.825 %
6.586 - 6.825 %
10 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-01

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since it influences the cost banks pay to borrow money.

Credit Union Loan Rates - Trends & Analysis:

Ascend offers a 15-year conventional fixed rate at 6.25% and a 30-year conventional fixed rate at 6.75%, both unchanged over the past week but up 25 bp since early August. Their 30-year FHA fixed rate is 6.5%, up 13 bp from a month ago. The 30-year VA fixed rate remains steady at 6.625%. Orion offers a 15-year conventional fixed rate at 6.641% and a 30-year conventional fixed rate at 6.586%. The 30-year VA fixed rate is 6.726%, and the 30-year FHA fixed rate is 7.414%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.496%, slightly higher than Freddie Mac’s 30-year rate at 6.660%. Zillow’s 30-year rate is also higher than it was 7 days ago. These rates reflect the cost borrowers pay for long-term home loans, which can influence how many people decide to buy or refinance homes.

🏦 Local Lenders in Knoxville, TN

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🏘️ All the Lenders Available in Knox County, TN

✅KNOXVILLE TEACHERS FEDERAL CREDIT UNION
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✅KNOX CO EMPLOYEES CREDIT UNION
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✅TENNESSEE MEMBERS 1ST FEDERAL CREDIT UNION
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Why compare Mortgage Loans in Knoxville, TN on LendMesh

If you’re searching for mortgage loan rates in Knoxville, TN, it’s a smart move to keep exploring offers on LendMesh. Comparing different lenders helps you uncover better deals and potentially save thousands over the life of your loan. Take your time browsing—finding the right rate and terms that fit your needs can make all the difference in your homebuying or refinancing journey.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts tailored for Knoxville homebuyers. Simply set your target rate, like 5% or 4%, and get notified the moment rates drop below that mark. You’ll also receive weekly or monthly updates packed with expert insights, market trends, and hand-picked loan options, all designed to keep you ahead and confident in your mortgage decisions.

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