Mortgage Loans in Winston Salem, NC

Looking for mortgage lenders with low interest rates in Winston Salem, NC? Compare offers from trusted local lenders to find the best rates and terms that fit your budget. Whether you’re buying your first home or refinancing, we make it simple to explore your options.

Our lenders understand the Winston Salem community and offer fast approvals plus personalized guidance. Get support tailored to your needs and access special programs designed to help you save. Start comparing today and take the next step toward affordable home financing.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
efirstflight
Conv
6.513 - 6.544 %
6.513 - 6.544 %
10 - 15 Yrs
∞
foundersfcu
Conv
7 %
7.018 %
7 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

First Flight offers a 15-year conventional fixed mortgage at 6.513% today. The rate has stayed steady compared to one and 30 days ago. Founders offers a 15-year fixed rate at 5.75% and a 30-year fixed rate at 6.25%, down 13 bp from a week ago and 25 bp from a month ago. The 7-year fixed rate is steady at 5.75%. These rates reflect recent small declines for the 30-year fixed option.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Winston Salem, NC

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🏘️ All the Lenders Available in Forsyth County, NC

✅ALLEGACY FEDERAL CREDIT UNION
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✅MEMBERS 60002 CREDIT UNION
✅PIEDMONT ADVANTAGE CREDIT UNION CREDIT UNION
✅SUMMIT 63020 CREDIT UNION
✅EMERGENCY RESPONDERS CREDIT UNION
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✅AMERICAN PARTNERS FEDERAL CREDIT UNION
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Why compare Mortgage Loans in Winston Salem, NC on LendMesh

If you’re searching for mortgage lenders with low interest rates in Winston Salem, NC, it pays to keep comparing offers on LendMesh. Our platform lets you explore a variety of loan options from trusted lenders, helping you find deals that fit your needs without any pressure. Take your time, review your choices, and make a confident decision that suits your financial goals.

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