Welcome to emergency-responders, where we have proudly served our community since 1940. Located in the heart of Winston Salem, NC, our mission is to empower our members—particularly those who serve as emergency responders—with financial solutions tailored to their unique needs. Under the leadership of CEO Janita Rickett and Board President James Gauldin, we strive to foster a culture of trust, accessibility, and exceptional service. As a member-focused credit union, we are dedicated to enhancing your financial well-being through a range of services that include personal banking, auto loans, and business banking.

At emergency-responders, we understand that modern banking requires convenience and efficiency. That’s why we offer a comprehensive suite of digital tools designed for today’s fast-paced world. Enjoy the benefits of Online Banking, our intuitive Mobile App, P2P Transfers, E-Statements, Mobile Payments, and E-signature Authorization—all aimed at making your financial transactions seamless and secure. Additionally, all deposits at our institution are federally insured by the NCUA since 7/19/1985 0:00, providing you with peace of mind. For more information or assistance, feel free to reach out to us at (336) 725-0955 or visit our official website at https://www.emrspcu.com/ . Join us in experiencing the difference that comes with a member-first approach at emergency-responders.

Emergency Responders Credit Union offers a comprehensive suite of financial services designed to meet the unique needs of its members. With a focus on convenience and accessibility, the credit union provides an array of options including personal banking with checking and savings accounts, as well as auto loans and vehicle financing. Members can also take advantage of mortgage loans, personal loans for debt consolidation, and business banking solutions such as merchant services and business loans. Whether you're planning for life's milestones or managing everyday expenses, Emergency Responders is equipped to help you achieve your financial goals.

In today's fast-paced world, digital access is more important than ever. That's why Emergency Responders Credit Union prioritizes technology-driven solutions like online banking and a mobile application that allows members to manage their finances from anywhere. Features such as person-to-person transfers, mobile payments, e-statements, and electronic signatures streamline the banking experience, making it easier than ever to stay on top of your finances. For those interested in exploring membership options, further information can be found at https://www.emrspcu.com/membership-eligibility/ . Additionally, if you're looking for competitive loan rates or wish to compare options, visit https://www.lendmesh.com for a seamless experience. For any questions or personalized support, feel free to reach out via fax at (336) 725-0955—the team is always ready to assist you on your financial journey.

Emergency Responders Credit Union stands as a pillar of financial stability and trust in the community, with a proud history dating back to 1940. With a strong Total Membership of 3,268, we are dedicated to serving our members with integrity and transparency. Our financial health is reflected in our Total Assets, which amount to 29,804,062, and our Net Worth of 3,202,452 demonstrates our commitment to sound financial management.

While we recognize that there are challenges—evidenced by our Net Income of -107,157—we remain focused on sustainable growth and service excellence. Our members trust us, as indicated by our robust Total Deposits of 4,349,791, which highlight the confidence placed in us by those we serve. The number of loans and leases we manage, totaling 1,757, further illustrates our role as a valuable partner in helping members achieve their financial goals.

With a dedicated team of only 8 employees, each member plays an essential role in fostering a personalized banking experience for our clients. Our Net Worth Ratio of 1,075 signifies not just stability but also resilience in an ever-changing economic landscape. In addition, the volume of credit card loans at 653 and auto loans reaching 1,092 showcases our diverse offerings tailored to meet various financial needs.

Although commercial loans currently stand at zero, we are committed to enhancing our services and expanding opportunities for all members. Our Total Borrowings amounting to 500,000 reflect prudent financial strategies that support ongoing operations while ensuring that we can continue to provide value-added services.

As you consider your financial future, look no further than Emergency Responders Credit Union—a trusted partner committed to your success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.