EMERGENCY RESPONDERS CREDIT UNION - Goldsboro, NC

Welcome to Emergency Responders, your trusted financial partner located at 105 E Walnut St, Goldsboro, NC 27530. Since our establishment in 1940, we have proudly served our community, building strong relationships and offering valuable financial services tailored to meet the needs of our 3,268 members. With total assets exceeding $29,804,062 and deposits amounting to $4,349,791, we are committed to ensuring your financial well-being. At Emergency Responders, we understand the importance of accessible and reliable banking solutions. Our dedicated team of 8 employees, led by CEO Janita Rickett and Board President James Gauldin, works tirelessly to provide personalized service that makes a real difference in your life. We are more than just a credit union; we're a community resource that is here for you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 105 East Walnut St, Goldsboro, NC 27533. We encourage you to explore all the services we offer, including loans over 1,757 loans and leases currently funded and savings options that help you build a secure future. Our commitment goes beyond just numbers; it's about making an impact in our community. As a member-focused institution, we prioritize your needs and work hard to create a welcoming environment where you can thrive financially. If you're looking for a reliable credit union that puts you first, call us today at 336-736-2228 or visit us online at www.emrspcu.com. Join us in shaping a brighter financial future together!

Joining the Emergency Responders family is a wonderful step towards financial empowerment, and we're excited to welcome you! To become a member of our supportive community at Emergency Responders, you just need to meet a few simple criteria. Primarily, we cater to emergency responders, their families, and those who live or work in our local community. This means if you are part of this dedicated group or have connections to it, you're likely eligible! We believe everyone deserves access to financial services that truly understand their needs. For more detailed information on eligibility requirements, feel free to visit our website at https://www.emrspcu.com/membership-eligibility/ . Opening an account with us is straightforward! You can reach out directly by calling us at (336) 736-2228, and our friendly team will guide you through the process. Alternatively, you can also find helpful information on how to get started right on our website. We're here to support your journey every step of the way at Emergency Responders, located conveniently at 105 E Walnut St Goldsboro Nc 27530.

At Emergency Responders, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to providing exceptional service and support to our community. With a net worth of $3,202,452, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,519,070 in share certificates and $8,227,318 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,309,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,460 in used auto loans and a total of $24,459,948 in loans and leases available. Our operational efficiency is reflected in our -$107,157 net income, which highlights our focus on long-term sustainability over short-term profits. We also take pride in having 6 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 5,325, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Emergency Responders is your trusted partner. Visit us at 105 E Walnut St Goldsboro Nc 27530 or call 336-736-2228 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.