EMERGENCY RESPONDERS CREDIT UNION

Welcome to Emergency Responders, a dedicated credit union located at 725 N Cherry St, Winston Salem, NC 27101. Since our establishment in 1940, we have been committed to serving our community with integrity and care. With a growing membership of 3,268 individuals, we are proud to be a trusted financial partner for many in the Winston Salem area. At Emergency Responders, we understand the unique needs of our members, which is why we offer a range of financial services tailored just for you. As of now, our total assets stand at an impressive $29,804,062, ensuring that we have the resources to support your financial goals. We maintain a solid foundation with total deposits reaching $4,349,791 and net worth of $3,202,452, reflecting our stability and commitment to member satisfaction. Our leadership team is here to guide you on your financial journey. Under the direction of CEO Janita Rickett and Board President James Gauldin, our team works tirelessly to ensure that your banking experience is seamless and rewarding. With a dedicated staff of 8 employees, we prioritize personalized service and community engagement. While members can visit us at our branch location, official correspondence should be directed to the same address: 725 N Cherry ST, Winston Salem, NC 27101. If you have any questions or need assistance, don't hesitate to reach out at 336-773-7900. Join us today and discover how Emergency Responders can help you achieve your financial dreams! Visit our website at emrspcu.com for more information or explore membership eligibility here. Your journey towards better financial health starts with us!

Welcome to Emergency Responders, where our history is rooted in service and community support. Established in 1940, our branch has proudly served the Winston Salem area for over eight decades. Located at 725 N Cherry St, Winston Salem, NC 27101, we have become a cornerstone for many local families and first responders alike. Our journey began with a simple yet powerful mission: to provide accessible financial services that empower individuals and strengthen communities. Over the years, we have grown from a small credit union into a trusted institution with 3,268 dedicated members and total assets amounting to $29,804,062. This growth reflects not just our financial health but also the trust placed in us by those we serve. At Emergency Responders, we are committed to putting our members first. Our mission is clear: to offer personalized financial solutions while fostering a sense of belonging and support among our members. We believe that when individuals thrive, communities prosper. That's why we prioritize community engagement through various outreach programs and partnerships that uplift those in need. While you can always visit us at our main branch location, if you need to send official correspondence, please address it to our mailing address at 725 N Cherry ST, Winston Salem, NC 27101. We understand the importance of convenience in today's fast-paced world. Though we currently do not offer ATM services or drive-thru banking, we provide robust digital banking options. Our online banking platform allows you to manage your finances easily from anywhere while ensuring your experience remains user-friendly and secure. As part of our commitment to accessibility, we strive to comply with ADA standards so that everyone can benefit from our services without barriers. Our hours of operation are 8:00 AM - 5:00 PM on weekdays, with emergency services available 24/7 for those critical moments when help is needed most. Join us at Emergency Responders and experience firsthand how we blend tradition with modern banking practices to serve you better. Whether you're looking for a loan or simply want guidance on managing your finances, we're here for you every step of the way. Be part of a community-focused credit union that truly cares about its members' success. Visit us or contact us at 336-773-7900 today!

Becoming a member of Emergency Responders is like joining a family that truly cares about your financial well-being. If you live or work in the community we serve, you're likely eligible to become part of our supportive network. We welcome anyone connected to emergency services and their families, creating a space where you can access personalized financial solutions tailored just for you. To get more details on eligibility, feel free to visit our website at https://www.emrspcu.com/membership-eligibility/ . Opening an account with us is a breeze! Simply give us a call at (336) 773-7900, and our friendly staff will guide you through the process, making it as simple and welcoming as possible. At Emergency Responders, you'll find not only great services but also a community that looks out for each other so don't hesitate to reach out or stop by at 725 N Cherry St Winston Salem Nc 27101 to learn more about how you can join us today!

At Emergency Responders, we understand that convenience and security are essential for managing your finances in today's fast-paced world. Our digital and online banking services are designed to give you the flexibility to bank anytime, anywhere, while keeping your information safe. Our online banking platform is easy to navigate and available 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can explore all our online services at https://www.emrspcu.com/ . For those who prefer mobile banking, our mobile application puts your financial world right in your pocket. You can make payments on the go, access your accounts, and even set up person-to-person transfers with friends or family making it simple to split bills or send money quickly. We take security seriously. With electronic signature authorization available, you can complete transactions confidently without the need for paper forms. Plus, our e-statements feature means you can receive your account statements electronically, reducing clutter and enhancing privacy. In addition to these features, our mobile payments option allows you to make purchases directly from your smartphone, providing a fast and convenient way to handle transactions without needing cash or cards. Whether you're at home or on the move, managing your finances has never been easier or more secure with Emergency Responders's digital banking solutions. Join us today and experience banking that fits into your lifestyle!

At Emergency Responders, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your financial needs are met with integrity and reliability. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $3,202,452, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,519,070 in share certificates and $8,227,318 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,309,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $54,600 in used auto loans and a total of $24,459,948 in loans and leases. Despite facing challenges reflected in our recent net income of -$107,157, we remain committed to operational efficiency and providing competitive loan rates along with solid financial products for our members. We also take pride in having 6 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 5,325, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Emergency Responders is your trusted partner. Visit us at 725 N Cherry St Winston Salem Nc 27101 or call 336-773-7900 to learn more about how we can help you achieve your financial goals.

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