Mortgage Loans in Winston Salem, NC

Looking to refinance your home loan in Winston Salem, NC? Comparing offers from trusted local lenders can help you find the best rates and terms tailored to your needs. Start saving money and gain peace of mind with options designed for your community.

We make it easy to explore competitive mortgage refinancing deals in Winston Salem. Whether you want lower monthly payments or faster approvals, comparing multiple offers lets you choose what fits your budget. Take control of your home loan today with clear, friendly guidance every step of the way.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
efirstflight
Conv
6.513 - 6.544 %
6.513 - 6.544 %
10 - 15 Yrs
∞
foundersfcu
Conv
7 %
7.018 %
7 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

First Flight offers a 15-year conventional fixed mortgage at 6.513% today. The rate has stayed steady compared to one and 30 days ago. Founders offers a 15-year fixed rate at 5.75% and a 30-year fixed rate at 6.25%, down 13 bp from a week ago and 25 bp from a month ago. The 7-year fixed rate is steady at 5.75%. These rates reflect recent small declines for the 30-year fixed option.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Winston Salem, NC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Forsyth County, NC

✅ALLEGACY FEDERAL CREDIT UNION
✅TRULIANT FEDERAL CREDIT UNION
✅STATE EMPLOYEES CREDIT UNION
✅TCP CREDIT UNION
✅MEMBERS 60002 CREDIT UNION
✅PIEDMONT ADVANTAGE CREDIT UNION CREDIT UNION
✅SUMMIT 63020 CREDIT UNION
✅EMERGENCY RESPONDERS CREDIT UNION
✅LATINO COMMUNITY CREDIT UNION
✅AMERICAN PARTNERS FEDERAL CREDIT UNION
✅EMPEOPLE CREDIT UNION

Compare other loan types in Winston Salem, NC

Why compare Mortgage Loans in Winston Salem, NC on LendMesh

If you’re considering refinancing your home loan in Winston Salem, NC, taking the time to compare multiple lenders on LendMesh can help you uncover better rates and more affordable options. Exploring different offers ensures you make informed decisions tailored to your unique financial situation, without feeling rushed or pressured.

Subscribe to LendMesh to receive personalized alerts based on your target refinance rate. Whether you prefer weekly or monthly updates, you’ll get expert insights, market trends, and carefully selected loan deals straight to your inbox. Join thousands of Winston Salem homeowners who trust LendMesh to stay informed and seize the best refinancing opportunities as they arise.

Customers are also interested in:

Refinancing Home Loan