Mortgage Loans in Delmont, PA

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since it influences the cost banks pay to borrow money.

Credit Union Loan Rates - Trends & Analysis:

State Department offers a 15-year conventional fixed rate today at 5.625%, unchanged from last week but down 13 bp from a month ago. Their 30-year conventional fixed rate is 6.25%, steady from last week and down 13 bp over 30 days. The 30-year jumbo fixed rate is 6.625%, also steady from last week and down 13 bp from a month ago. The 5-year ARM is 5.75%, unchanged from last week but down 25 bp in the past 30 days. The 7-year and 10-year ARMs hold steady at 6.125% and 6.25%, respectively. America First shows a 15-year conventional fixed rate today at 5.875%, up 13 bp from a week ago. The 30-year conventional fixed rate is 6.625%, also up 13 bp over the last week. The 30-year FHA fixed rate is 6.25%, rising 13 bp in seven days. The 30-year VA fixed rate is 6.375%, up 13 bp from last week and 38 bp higher than a month ago.

People First offers a 15-year conventional fixed rate today at 5.875%, unchanged from last week but up 25 bp from two weeks ago. Their 30-year conventional fixed rate is 6.5%, also steady this week but up 50 bp from a month ago. The 30-year FHA fixed rate holds steady at 6.25%. For adjustable rates, the 5-year ARM is 5.5%, up 25 bp from two weeks ago, and the 10-year ARM is 5.99%, also up 25 bp from two weeks ago. Clearview offers a 15-year fixed rate at 5.875% today and a 30-year fixed rate at 6.5%, which is up 13 bp from 30 days ago. The 15-year fixed rate has stayed steady this month. The 30-year fixed rate increased slightly since early August.

Freedom offers a 15-year conventional fixed rate today at 5.875%, up 13 bp from last week, and a 30-year conventional fixed at 6.625%, also up 13 bp. Their 15-year and 30-year adjustable conventional loans are not listed. Jumbo 30-year fixed loans are at 7.0%, rising 13 bp from a week ago. Adjustable conventional loans for 5, 7, and 10 years range from 6.125% to 6.375%, each up 13 bp from last week. First Commonwealth offers a 15-year conventional fixed rate today at 5.625% and a 30-year conventional fixed rate at 6.25%. The 30-year FHA fixed rate is 6.125%. Rates have held steady over the past week and month.

Nasa offers a 15-year conventional fixed rate at 5.875% today, up 13 bp from last week. The 30-year conventional fixed rate holds steady at 6.375%. FHA 30-year fixed loans are at 6.25%, also up 13 bp from last week. VA 30-year fixed loans are 6.0%, up 13 bp from last week. Jumbo 30-year fixed loans are at 6.5%, up 13 bp from last week and 13 bp higher than a month ago. Dupaco Community offers a 15-year conventional fixed rate at 6.0% and a 30-year conventional fixed rate at 6.375%, both unchanged from a week ago but up 13 bp from two weeks prior. The same rates apply for 15-year and 30-year conventional refinances.

Citadel offers a 15-year conventional fixed rate at 6.0%, up 13 bp from last week, and a 30-year conventional fixed at 6.75%, also up 13 bp. The 15-year conventional refinance rate is 5.75%, unchanged from a week ago, while the 30-year conventional refinance rate rose to 6.625%, up 13 bp. Adjustable 7-year and 10-year fixed rates stand at 6.375% and 6.5%, each up 13 bp from last week. Franklin Mint offers a 15-year conventional fixed rate at 6.125%, up 25 bp from last week and 25 bp higher than a month ago. Their 30-year conventional fixed rate is 6.75%, rising 13 bp in the past week. The 5-year ARM is steady at 6.125%, increasing 25 bp over the last 30 days.