Best Banks for Low Mortgage Rates in Ithaca NY 14850

Looking for the lowest mortgage rates in Ithaca, NY? Compare offers from trusted local banks and credit unions to find a loan that fits your budget and goals. We make it simple to explore competitive rates and clear terms so you can confidently take the next step toward homeownership.

Ithaca homebuyers benefit from personalized support and special programs designed to ease your purchase or refinance. Whether you're a first-time buyer or upgrading, comparing local mortgage options helps you secure the best deal while staying connected to our community. Start comparing today for a smoother, more affordable mortgage experience.

Purchase Refinance Data Analysis

🏦 All Local Lenders in Ithaca, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
VISIONS FEDERAL CREDIT UNION	408 ELMIRA RD ITHACA NY 14850	⏰ Mon - Fri 9am - 5pmSat 9am -12pm 📞 6073770459 📠 6077865718	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $5,261,855,076 Deposits: $368,430,335 Net Worth: $518,055,418 Employees: 885 Members: 258,519
TOMPKINS EMPLOYEES FEDERAL CREDIT UNION	202 TAUGHANNOCK BLVD STE 1B ITHACA NY 14850	⏰ M,T,W & F 8:30am-4:00pm, Thurs 8:30am-4:30pm 📞 6072728567 📠 6072730941	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements	Assets: $11,655,980 Deposits: $4,101,989 Net Worth: $1,252,466 Employees: 4 Members: 946
ALTERNATIVES FEDERAL CREDIT UNION	125 N FULTON ST ITHACA NY 14850	⏰ Monday-Friday, 9:00am - 6:00pm Saturday, 10:00am - 1:00pm 📞 6072734611 📠 6072776391	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $168,890,120 Deposits: $18,406,447 Net Worth: $18,609,499 Employees: 68.0 Members: 12,996
CFCU COMMUNITY CREDIT UNION	1030 CRAFT RD ITHACA NY 14850	⏰ Lobby Open: Mon-Fri 8:30am - 5:00pm 📞 6072578500 📠 6072578217	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $1,388,898,866 Deposits: $110,717,714 Net Worth: $200,635,384 Employees: 230 Members: 79,004
CFCU COMMUNITY CREDIT UNION	953 DANBY RD ITHACA NY 14850	⏰ Monday, Wednesday & Friday: 9:00 am - 11:00 am 11:45 am - 4:30 pm 📞 6072743395 📠 6072578217	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $1,388,898,866 Deposits: $110,717,714 Net Worth: $200,635,384 Employees: 230 Members: 79,004
CFCU COMMUNITY CREDIT UNION	1022 ELLIS HOLLOW RD ITHACA NY 14850	⏰ Drive Thru: Monday-Friday: 9am-5:30pm Saturday: 9:00am-12:00pm Branch Lobby Open Mon - Fri 9:00 am - 5:00 pm Sat: 9:00am - 12:00 pm 📞 6072771292 📠 6072578217	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,388,898,866 Deposits: $110,717,714 Net Worth: $200,635,384 Employees: 230 Members: 79,004
CFCU COMMUNITY CREDIT UNION	409 N MEADOW ST 13 ITHACA NY 14850	⏰ Drive Thru: Monday-Friday: 9am-5:30pm Saturday: 9:00am-12:00pm Branch Lobby Open Mon - Fri 9:00 am - 5:00 pm 📞 6072753322 📠 6072578217	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,388,898,866 Deposits: $110,717,714 Net Worth: $200,635,384 Employees: 230 Members: 79,004
CFCU COMMUNITY CREDIT UNION	99 SHERATON DR ITHACA NY 14850	⏰ Drive Thru: Monday-Friday: 9am-5:30pm Saturday: 9:00am-12:00pm Branch Lobby Open Mon - Fri 9:00 am - 5:00 pm 📞 6072573011 📠 6072578217	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,388,898,866 Deposits: $110,717,714 Net Worth: $200,635,384 Employees: 230 Members: 79,004
CFCU COMMUNITY CREDIT UNION	1050 CRAFT RD ITHACA NY 14850	⏰ M-F 8:30 - 5:00 pm 📞 6072578500 📠 6072578217	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $1,388,898,866 Deposits: $110,717,714 Net Worth: $200,635,384 Employees: 230 Members: 79,004
CFCU COMMUNITY CREDIT UNION	800 WARREN RD ITHACA NY 14850	⏰ Monday - Friday 8:00am to 5:30pm Saturday 9:00am - 12:00pm 📞 6072578500 📠 6072578217	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,388,898,866 Deposits: $110,717,714 Net Worth: $200,635,384 Employees: 230 Members: 79,004
CFCU COMMUNITY CREDIT UNION	200204 E STATE STREET ITHACA NY 14850	⏰ Branch Lobby Open Mon - Fri 9:00 am - 5:00 pm 📞 6072578500 📠 6072578217	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,388,898,866 Deposits: $110,717,714 Net Worth: $200,635,384 Employees: 230 Members: 79,004

🏘️ All the Lenders Available in Tompkins County, NY

✅CFCU COMMUNITY CREDIT UNION

✅VISIONS FEDERAL CREDIT UNION

✅TOMPKINS EMPLOYEES FEDERAL CREDIT UNION

✅ALTERNATIVES FEDERAL CREDIT UNION

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If you’re searching for the banks with the lowest interest rates on mortgages in Ithaca, NY, keep exploring your options with LendMesh. Comparing lenders side-by-side helps uncover better deals and more affordable terms, so you can choose the mortgage that fits your budget and goals. Take your time to review offers thoughtfully—finding the right loan is all about finding the right fit for your unique situation.

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