Cfcu Community Credit Union Ithaca NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Cfcu Community, your trusted financial partner located at 409 N Meadow St 13, Ithaca, NY 14850. Since opening our doors in 1953, we have been dedicated to serving our community and helping our members achieve their financial goals. With a strong membership base of over 79,000 members, we pride ourselves on being a reliable resource for personal banking, auto loans, mortgages, and business services. At Cfcu Community, we manage total assets of $1,388,898,866, reflecting our commitment to secure and grow your finances. We have facilitated over 35,119 loans to help our members reach their dreams while maintaining total deposits of $110,717,714. Our net worth stands strong at $200,635,384, ensuring that your money is in safe hands. Led by our CEO Lisa Whitaker and Board President Katie Foley, we are committed to fostering a welcoming environment where everyone feels valued. Our team of 230 employees is here to provide personalized service tailored to your unique needs. For official correspondence, please note that while you can visit us at our branch location, you may also send mail to 409 N Meadow Street, Ithaca, NY 14850-3226 if you prefer. We're excited to support you on your financial journey! Whether you're looking for savings options or need assistance with loans or credit cards featuring rewards programs, we're here for you. Don't hesitate to reach out at 607-275-3322 or visit our website at mycfcu.com for more information. Come see how we can help you thrive in your financial life today!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of convenience and accessibility. That's why we've embraced digital advancements to enhance your banking experience. With online banking, mobile payments, and electronic signatures available, managing your finances has never been easier. Our branch also features an ATM for quick cash withdrawals and essential transactions. For those who prefer face-to-face interactions, our drive-thru service allows you to conduct basic transactions without leaving your vehicle.

Join Us Today

While members can visit us at 409 N Meadow St 13 for all their banking needs, official correspondence should be sent to our mailing address: 409 N Meadow Street, Ithaca, NY 14850-3226. We invite you to join our growing family at Cfcu Community. Experience firsthand how we combine exceptional service with a commitment to uplifting our community. For any questions or inquiries, feel free to reach out at (607) 275-3322. Together, let's build a brighter financial future!

Our Mission

Our mission at Cfcu Community is simple yet powerful: to provide exceptional financial services while fostering community spirit. We believe that everyone deserves access to quality banking solutions tailored to their needs. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here for you. We pride ourselves on being more than just a financial institution. We actively engage in outreach programs and partnerships that benefit local organizations and initiatives. By supporting local causes, we help create a thriving environment for all.

Branch Location & Accessibility

Accessibility and Parking

At Cfcu Community, we strive to make your visit as smooth as possible. Our branch is fully accessible, featuring ramps and ADA-compliant facilities to ensure everyone can enjoy our services. Ample parking is available nearby, so you won't have to worry about finding a spot when you arrive.

Get in Touch

Have questions or want more information? Feel free to call us at 607-275-3322. Our friendly team is ready to assist you with any inquiries or support you may need. We look forward to welcoming you soon at Cfcu Community!

Operating Hours

We understand that life can get busy. That's why our lobby hours are designed with your convenience in mind. You can visit us Monday through Friday from 9:00 AM to 5:00 PM. If you need to use our drive-thru service, we're open Monday through Saturday from 9:00 AM until noon. We're here to help when you need us most!

Services Offered

At Cfcu Community, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have what you need to manage your finances effectively. Plus, our drive-thru allows for quick deposits and withdrawals without leaving your car! For added convenience, we also provide ATM access for cash withdrawals and balance checks whenever it suits you.

Member Eligibility

At Cfcu Community, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying all the benefits we offer. If you're wondering about eligibility, it's quite simple! You can join us if you live, work, or worship in Tompkins County or are affiliated with one of our partner organizations. This means that many people in our area can easily become part of our friendly family. By joining Cfcu Community, you'll gain access to personalized services, competitive rates, and a range of financial products designed with your needs in mind. Getting started is easy! You can find more detailed information about membership eligibility at this link. If you're ready to open an account, just visit us at 409 N Meadow St 13 Ithaca Ny 14850 or check out our online account opening process here. For any questions or assistance, feel free to give us a call at (607) 275-3322 we're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $132 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $93,368,747, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services tailored for your needs. Imagine being able to process payments quickly and securely while managing your cash flow effectively. Whether you run a small shop or a large enterprise, our merchant solutions simplify transactions, making it easier for you to focus on what matters most growing your business. Visit us at 409 N Meadow St 13 Ithaca Ny 14850 in Ithaca, NY or call us at (607) 275-3322 to learn how we can help you achieve your business goals!

Comprehensive List Of Services

Business Banking

For entrepreneurs, we offer comprehensive Business Banking services that include essential Merchant Services and tailored Business Loans. We understand that running a business comes with its own set of challenges, and we're here to help you thrive.

Digital Convenience

In today's busy world, convenience is key. That's why we provide robust Online & Mobile Banking platforms that let you manage your accounts anytime, anywhere. With features like Mobile Payments, person-to-person transfers, and secure access through our mobile application, banking has never been easier. You can also check balances or make withdrawals at our convenient ATMs available 24/7 for your peace of mind.

In-Branch Services

If you prefer face-to-face interactions, visit us during our lobby hours from Monday through Friday from 9 AM to 5 PM. Our basic drive-thru service allows for quick deposits, withdrawals, and simple transactions without leaving your car perfect for those on the go! To speak with one of our knowledgeable representatives about how we can assist you further or if you have any questions about our services, feel free to call us at (607) 275-3322. At Cfcu Community, we're more than just a credit union; we're your partner in achieving financial success. Explore all that we have to offer today by visiting us online or in person!

Personal Banking

Our Personal Banking options include various Checking & Savings Accounts designed to help you manage your money efficiently. If you're planning to purchase a new vehicle, our Auto Loans & Vehicle Financing make it easy with competitive rates and flexible terms. For those considering home ownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services offer personalized guidance to help you navigate the process. Are debts weighing you down? Our Personal Loans & Debt Consolidation options can provide the relief you seek by combining multiple payments into one manageable loan. Plus, don't forget about our Credit Cards with Rewards, allowing you to earn points on everyday purchases.

Digital & Online Banking

Key Services Available

With our online banking platform, accessible at https://www.mycfcu.com/, you can manage your accounts anytime, anywhere. Enjoy features like electronic signature authorization, which streamlines your transactions while keeping your information safe. Plus, with e-statements available, you can easily keep track of your finances without the clutter of paper statements. If you're always on the move, our mobile application ensures that banking is right in your pocket. With just a few taps, you can make mobile payments, transfer money person-to-person, and monitor your account balances in real-time. No more waiting in lines or rushing to the bank during business hours your financial control is now literally at your fingertips.

Security You Can Trust

Security is a top priority for us. Our online banking services come equipped with robust security measures to protect your personal information and transactions. You can rest easy knowing that accessing your accounts is safe and straightforward. Whether you're setting up automatic bill payments or checking recent transactions, our 24/7 online banking services let you stay connected to your finances whenever it suits you. With Cfcu Community, managing money has never been easier or more secure. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth and Innovation

With $185,695,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,856 in used auto loans and $1,023,102,039 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 148,117, show a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cfcu Community is your trusted partner. Visit us at 409 N Meadow St 13 Ithaca Ny 14850 or call (607) 275-3322 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 230 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Our Members

Members' savings are secured through $230,728,183 in share certificates and $114,301,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $200,635,384, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,440 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $164,021,747 in used vehicle loans and $76,257,407 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles that can fit various budgets and preferences.

Business Loans

For business owners, our outstanding commercial loans totaling $93,368,747 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are dedicated to supporting their success. If you're considering refinancing any existing loans or would like to explore eligibility options for any of our products, feel free to reach out. Our knowledgeable team is ready to assist you with tailored solutions that fit your needs. To learn more about our loan offerings or if you're ready to start your application process today, please visit us at our branch located at 409 N Meadow St 13 Ithaca NY 14850, or call us at 607-275-3322. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Cfcu Community be your partner in achieving financial success!

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $152,700,165. This option offers flexibility for those who need quick access to funds without having to take out a full loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,956,205, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,515,040 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can suit different spending habits.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers when exploring their loan options.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in the information provided. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus remains on delivering unbiased results to users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make well-informed decisions tailored to their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and user-friendliness of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Cfcu Community