Cfcu Community Credit Union Ithaca NY | Quick Personal Loans & Business Banking

Introduction

Welcome to Cfcu Community, your trusted partner in financial growth and stability, located at 1050 Craft Rd, Ithaca, NY 14850. Since our establishment in 1953, we've dedicated ourselves to serving our community with care and commitment. With a total membership of over 79,000, we pride ourselves on being more than just a credit union; we're a family. At Cfcu Community, we understand that every member has unique financial needs. Our assets total an impressive $1,388,898,866, ensuring that we have the resources to support you through various financial journeys whether it's buying your first car or planning for a home. We currently hold $110,717,714 in deposits and have provided a substantial 35,119 loans and leases to our members. Led by our compassionate CEO, Lisa Whitaker, and Board President Katie Foley, we aim to foster trust and transparency in all our interactions. Our team of 230 employees is here to help you navigate your financial options with ease. Whether you're looking for personal banking services like checking accounts and auto loans or business banking solutions, we've got you covered. While members can visit us at 1050 Craft Rd, official correspondence should be sent to our mailing address: 1050 Craft Road, Ithaca, NY 14850-1016. Don't hesitate to reach out by phone at 607-257-8500 or via fax at 607-257-8217. Explore more about what we offer on our website: mycfcu.com. Join us today and experience the difference of community-focused banking!

Branch History & Mission

Community Engagement

Our commitment extends into the community through various partnerships and outreach efforts. We actively support local initiatives and organizations that align with our values and help improve the quality of life in Ithaca and beyond. Whether it's sponsoring local events or offering financial education workshops, we strive to make a positive impact. With no ATM availability or drive-thru services at this location, we encourage members to visit us during our operating hours from Monday to Friday from 8:30 AM to 5:00 PM. Our friendly staff is always ready to assist you with any questions or concerns you may have. Join us at Cfcu Community today! Experience the difference of being part of a credit union that truly cares about its members and the community. To learn more about how you can become a member or to explore our services further, visit our website or call us at 607-257-8500. Together, let's build a brighter financial future!

Our Mission

At Cfcu Community, our mission goes beyond just banking; it's about enhancing the lives of our members and uplifting the community around us. We aim to provide personalized financial services that empower people to achieve their goals whether it's saving for a dream home, financing a vehicle, or starting a business. Our range of offerings includes checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We also believe in making banking accessible for everyone. That's why we've invested in digital advancements such as online and mobile banking platforms that allow our members to manage their finances anytime and anywhere. With features like e-statements and mobile payments available, convenience is at your fingertips.

Branch Location & Accessibility

Connect With Us

If you have any questions or would like more information about what we offer, don't hesitate to reach out! Give us a call at 607-257-8500. We can't wait to assist you with your banking needs. So why not drop by today? Your community credit union is here for you!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:00 PM. Stop by during these hours to take advantage of our full range of services tailored just for you!

Parking and Accessibility

At Cfcu Community, we prioritize your convenience. Our branch offers ample parking space right outside the entrance, making it easy for you to hop in and out. For those who may need assistance, rest assured that our facility is fully ADA compliant, featuring ramps and accessible entryways to ensure everyone feels welcome.

Services Offered

As a member of Cfcu Community, you'll enjoy a variety of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your financial goals. Plus, if you're a business owner, check out our merchant services and business loans!

Member Eligibility

At Cfcu Community, we believe that becoming a member is more than just opening an account; it's about joining a community that supports and uplifts each other. If you're wondering whether you can join us, the good news is that many people can! Eligibility typically includes those who live, work, worship, or attend school in our local area. This means that if you're part of our Ithaca community or have ties to it, you're likely already on your way to membership. To find out more specific details about eligibility, feel free to check out this link. Getting started is easy! You can open an account with us by visiting our website or calling us at (607) 257-8500 for assistance. We're here to guide you through the process every step of the way. Joining Cfcu Community means gaining access to fantastic financial products and services tailored just for you, all while being part of a caring and supportive community right here at 1050 Craft Rd Ithaca Ny 14850. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, managing payments efficiently can make all the difference. Our merchant services help streamline transactions, making it easier for you to focus on what you do best running your business. Whether it's accepting credit card payments or setting up online payment systems, we're here to help simplify your operations. Located at 1050 Craft Rd Ithaca Ny 14850 in Ithaca, NY, we invite you to explore how our business banking solutions can empower your enterprise. Connect with us at (607) 257-8500 or visit our website at https://www.mycfcu.com/ to learn more!

Tailored Loan Options

Imagine having the financial backing to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $132 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $93,368,747, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs and business owners, Business Banking is essential. We provide Merchant Services & Business Loans that empower you to grow your business without hassle. From accepting payments smoothly to securing funding for expansion, we are here to support your journey.

Credit and Rewards

To make everyday purchases more rewarding, we offer Credit Cards with Rewards that allow you to earn points on your spending. Use these rewards for travel, gifts, or cash back it's all about getting more from your money!

Digital Access and Convenience

In today's fast-paced world, convenience is key. That's why at Cfcu Community, we prioritize digital banking features. With our Online & Mobile Banking, you can check balances, transfer funds, and pay bills right from your smartphone or computer. Our services also include ATM & Cash Withdrawal Services, ensuring you have access to cash when you need it. We understand that having reliable banking at your fingertips makes life easier for our members in Ithaca. With features like electronic signatures and e-statements available through our platforms, managing finances has never been simpler.

Get in Touch

If you're interested in exploring any of these services or have questions about how we can assist you further, please don't hesitate to reach out! You can call us at (607) 257-8500 during our lobby hours from Monday to Friday between 8:30 AM and 5:00 PM. Visit us at 1050 Craft Rd Ithaca Ny 14850, or check out more information on our website at 1050 Craft Rd. Join us at Cfcu Community today and let us help you achieve your financial goals!

Personal Banking Solutions

Starting with personal banking, we provide various Checking & Savings Accounts designed to help you save for what matters most. Our accounts come with no hidden fees and easy online access, making it simple to manage your money anytime, anywhere. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing options are tailored to fit your budget, ensuring you get on the road without breaking the bank. When it comes to securing a home, our Mortgage Loans & Refinancing services make the process straightforward and stress-free. We guide you through every step, whether you're buying your first home or refinancing your current mortgage for better rates. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can help lighten your financial load.

Digital & Online Banking

Key Features

Our online banking system is available 24/7, giving you access to your accounts whenever you need it. Whether you're checking your balance, paying bills, or transferring funds, everything is just a click away. Plus, with our electronic signature authorization, signing documents has never been easier or more secure. Prefer to go paperless? Enjoy the convenience of e-statements. You'll receive all your account statements electronically, helping you stay organized while reducing clutter. And if you're looking to make quick payments to friends or family, our person-to-person transfer feature makes it simple to send money instantly.

Mobile Banking Made Easy

For those who are always on the move, our mobile application ensures that you have full banking capabilities right in your pocket. You can manage your accounts, deposit checks remotely, and even set up mobile payments for a hassle-free shopping experience. Security is always a priority at Cfcu Community. We use advanced measures to protect your information while ensuring ease of access. Our digital tools are designed with you in mind making banking not only convenient but also safe. In summary, whether you're accessing our services through a computer or mobile device, Cfcu Community has the tools you need for effective real-time account management. Discover how easy it can be to manage your finances by visiting us online today!

Financial Strength

Commitment to Growth

With $185,695,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We proudly offer $9,856 in used auto loans and $1,023,102,039 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 230 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 148,117, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cfcu Community is your trusted partner. Visit us at 1050 Craft Rd Ithaca Ny 14850 or call (607) 257-8500 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $230,728,183 in share certificates and $114,301,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $200,635,384, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,440 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $164,021,747 in used vehicle loans and $76,257,407 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit various budgets and preferences.

Business Loans

For business owners, our outstanding commercial loans totaling $93,368,747 provide the capital needed to grow and expand. We understand the unique challenges businesses face and offer tailored solutions to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,956,205, make buying or refinancing simple. We aim to provide an easy process for first-time homebuyers as well as those looking to refinance their existing mortgages.

Refinancing Options

If you're considering refinancing any of your current loans or credit lines for better rates or terms, our team is here to assist you through that process. We work closely with each member to find the best solutions based on individual circumstances. We invite you to visit us at our branch located at 1050 Craft Rd Ithaca NY 14850, or give us a call at 607-257-8500 during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM. Explore how we can support your financial journey today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,515,040 in loans helping members manage their finances effectively. These cards come with benefits that can assist you in building your credit while providing access to funds when needed.

Loan Aggregator

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CFCU COMMUNITY CREDIT UNION